Valuation: Kaspi Bank

Market Cap 7,940B 17.64B 15.75B 14.7B 13.35B 25.12B 1,708B 25.36B 176B 69.01B 868B 66.23B 64.79B 2,792B P/E 2026 *
7.24x
P/E 2027 * 6.29x
Enterprise Value 7,940B 17.64B 15.75B 14.7B 13.35B 25.12B 1,708B 25.36B 176B 69.01B 868B 66.23B 64.79B 2,792B EV / Sales 2026 *
1.68x
EV / Sales 2027 * 1.44x
Free-Float
52.91%
Yield 2026 *
8.62%
Yield 2027 * 9.43%
1 day+0.59%
1 week-0.01%
Current month-1.52%
1 month-9.78%
3 months+9.51%
6 months+27.64%
Current year+20.50%
1 week 94.01
Extreme 94.01
97.33
1 month 94.01
Extreme 94.01
103.99
Current year 70.2
Extreme 70.2
108.96
1 year 70.2
Extreme 70.2
108.96
3 years 70.2
Extreme 70.2
142.65
5 years 39.96
Extreme 39.96
142.65
10 years 39.96
Extreme 39.96
142.65
Manager TitleAgeSince
Chief Executive Officer 52 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 52 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
+0.59%-0.01% - - 17.64B
-2.28%-3.72%-29.07%+977.64% 96.21B
+2.23%+7.46%-53.80%-43.02% 81.21B
+1.71%+1.93%-41.43%+24.64% 30.46B
+2.44%+9.54%+2.52%+330.04% 26.03B
-2.92%-2.92%-27.96%+79.19% 21.47B
0.00%-2.50%-46.27% - 20.62B
+1.04%+0.88%+20.18%-6.80% 17.64B
+1.54%+3.75%-49.60%-35.74% 17.71B
-0.84%+2.19%-39.12%+89.58% 15.25B
Average +0.96%+1.34%-29.39%+176.94% 36.29B
Weighted average by Cap. +1.06%+1.37%-33.79%+334.09%

Financials

2026 *2027 *
Net sales 4,722B 10.49B 9.37B 8.74B 7.94B 14.94B 1,016B 15.09B 105B 41.04B 516B 39.39B 38.53B 1,660B 5,526B 12.28B 10.96B 10.23B 9.29B 17.48B 1,189B 17.65B 123B 48.02B 604B 46.09B 45.09B 1,943B
Net income 1,113B 2.47B 2.21B 2.06B 1.87B 3.52B 240B 3.56B 24.74B 9.67B 122B 9.29B 9.08B 391B 1,288B 2.86B 2.56B 2.38B 2.17B 4.08B 277B 4.12B 28.63B 11.2B 141B 10.75B 10.51B 453B
Net Debt - -
Projected Income Statement - Annual - Kaspi Bank
Logo Kaspi Bank
Kaspi.kz AO is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates in three segments: payments, marketplace and fintech. In payments segment the Company operates Payments Platform through which consumers can pay for shopping transactions, household bills and make peer-to-peer transactions. It also allows merchants to accept payments, issue and settle invoices, pay suppliers and monitor turnover. In marketplace segment the Company operates Marketplace Platform which offers m-Commerce, e-Commerce, and Kaspi Travel. In fintech segment the Company operates Fintech Platform which offers Buy Now, Pay Later (BNPL) services, finance and deposit products. The Company operates mobile application Super App.
Employees
14,008
Date Price Change Volume
08/10/26 USD 95.79 -1.27% 23
07/10/26 USD 97.02 +0.03% 35
06/10/26 USD 96.99 +0.59% 46
05/10/26 USD 96.42 +0.95% 291
02/10/26 USD 95.51 -1.54% 39
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Ratings Surperformance© - Kaspi Bank
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
41,782.78KZT
Average target price
48,259.98KZT
Spread / Average Target
+15.50%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Kaspi Bank