Company Valuation: SLM Corporation

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 5,767 4,153 4,326 5,856 5,494 5,268 - -
Change - -27.98% 4.17% 35.36% -6.18% -4.11% - -
Enterprise Value (EV) 1 27,981 26,064 26,907 5,856 7,114 5,519 5,519 5,519
Change - -6.85% 3.24% -78.24% 21.48% -22.42% 0% 0%
P/E 5.45x 9.43x 7.93x 10.3x 7.82x 8.99x 8.34x 7.41x
PBR 2.55x 2.51x 2.24x 2.69x 2.2x 2.25x 2.02x 1.92x
PEG - -0.2x 0.2x 0.9x 0.3x -0.91x 1.07x 0.6x
Capitalization / Revenue 4.13x 2.79x 2.77x 3.95x 3.66x 3.72x 3.65x 3.53x
EV / Revenue 20.1x 17.5x 17.2x 3.95x 4.74x 3.9x 3.83x 3.7x
EV / EBITDA - - 23x 4.68x 7.14x 6.83x 6.72x 6.51x
EV / EBIT 18.6x 20.6x 23.9x 4.85x 5.36x 6.86x 6.68x 6.53x
EV / FCF - - - - 8.26x 9.24x 9.16x -
FCF Yield - - - - 12.1% 10.8% 10.9% -
Dividend per Share 2 0.2 0.44 0.44 0.46 0.52 0.52 0.5371 0.59
Rate of return 1.02% 2.65% 2.3% 1.67% 1.92% 1.86% 1.92% 2.1%
EPS 2 3.61 1.76 2.41 2.68 3.46 3.118 3.363 3.784
Distribution rate 5.54% 25% 18.3% 17.2% 15% 16.7% 16% 15.6%
Net sales 1 1,395 1,489 1,562 1,481 1,502 1,417 1,442 1,493
EBITDA 1 - - 1,169 1,251 996.1 808.1 821.8 847.4
EBIT 1 1,507 1,264 1,124 1,207 1,326 804.2 825.8 845.2
Net income 1 1,156 460 563.7 590 729.1 597.2 598.9 624.8
Net Debt 1 22,214 21,910 22,581 - 1,620 251.1 251.1 251.1
Reference price 2 19.67 16.60 19.12 27.58 27.06 28.03 28.03 28.03
Nbr of stocks (in thousands) 293,177 250,197 226,271 212,330 203,039 187,947 - -
Announcement Date 26/1/22 1/2/23 24/1/24 23/1/25 22/1/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
8.99x3.9x6.83x1.86% 5.27B
9.34x7.82x - 1.05% 2.11B
5.09x2.91x17.01x11.05% 1.09B
11.52x - - 4.58% 940M
-20.93x - - -.--% 529M
17.22x - - 4.73% 236M
2.03x - - 16.22% 224M
9.25x - - 4.29% 157M
Average 5.31x 4.87x 11.92x 5.47% 1.32B
Weighted average by Cap. 7.42x 4.75x 8.58x 3.2%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield