Valuation: Synchrony Financial

Market Cap 23.27B 20.67B 19.33B 17.61B 33.16B 2,240B 33.61B 234B 90.51B 1,141B 87.36B 85.46B 3,664B P/E 2026 *
7.57x
P/E 2027 * 6.85x
Enterprise Value 27.41B 24.34B 22.76B 20.74B 39.05B 2,639B 39.59B 275B 107B 1,344B 103B 101B 4,316B EV / Sales 2026 *
1.81x
EV / Sales 2027 * 2.02x
Free-Float
38.86%
Yield 2026 *
1.79%
Yield 2027 * 1.98%
1 day+0.76%
1 week-0.06%
Current month+0.76%
1 month-6.67%
3 months-6.85%
6 months+4.67%
Current year-14.29%
1 week 69.4
Extreme 69.4
72.38
1 month 69.4
Extreme 69.4
80.8
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap. Importance
17/8/26 Free

Director

157 0.0000%
17/8/26 Free

General Counsel

218 0.0001%
17/8/26 Free

Director

14 0.0000%
Change 5-day change 1-year change 3-year change Capi.($)
+0.76%-0.06%+2.39%+133.92% 23.27B
-0.66%-1.17%-8.06%+102.49% 204B
+0.73%-1.08%-8.90%+100.39% 119B
+4.00%+0.34%-38.90%+46.33% 33.89B
+0.09%-1.69%-13.67%+12.49% 28.77B
-4.18%-4.91%+45.31%+145.48% 23.04B
+0.76%-5.71%-38.51%+98.25% 20.46B
-2.04%-5.89%-1.43%+30.01% 14.04B
-1.46%-4.54%-14.23%+115.42% 11.25B
+0.08%-2.81%-2.84%+41.12% 11.34B
Average -0.64%-2.75%-7.88%+82.59% 48.94B
Weighted average by Cap. -0.32%-1.64%-8.82%+92.93%

Financials

2026 *2027 *
Net sales 15.16B 13.47B 12.6B 11.48B 21.61B 1,460B 21.91B 152B 58.98B 744B 56.93B 55.7B 2,388B 15.97B 14.18B 13.26B 12.08B 22.75B 1,537B 23.06B 160B 62.1B 783B 59.94B 58.64B 2,514B
Net income 3.13B 2.78B 2.6B 2.37B 4.46B 301B 4.52B 31.42B 12.16B 153B 11.74B 11.49B 493B 3.06B 2.72B 2.54B 2.32B 4.36B 295B 4.42B 30.77B 11.91B 150B 11.5B 11.25B 482B
Net Debt 4.14B 3.68B 3.44B 3.13B 5.9B 398B 5.98B 41.59B 16.1B 203B 15.54B 15.2B 652B 8.9B 7.91B 7.39B 6.74B 12.69B 857B 12.86B 89.46B 34.63B 437B 33.42B 32.7B 1,402B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
01/10/26 USD 71.51 +0.76% 2,864,395
30/09/26 USD 70.97 -1.05% 3,091,957
29/09/26 USD 71.72 +0.28% 2,518,767
28/09/26 USD 71.52 -1.95% 2,599,711
25/09/26 USD 72.94 +1.94% 2,467,737
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
71.51USD
Average target price
89.17USD
Spread / Average Target
+24.70%

Quarterly revenue - Rate of surprise