Valuation: Funding Circle Holdings plc

Market Cap 626M 832M 731M 682M 1.17B 79.69B 1.2B 8.09B 3.16B 39.44B 3.12B 3.06B 136B P/E 2026 *
21.9x
P/E 2027 * 14.8x
Enterprise Value 452M 600M 527M 492M 846M 57.49B 867M 5.84B 2.28B 28.45B 2.25B 2.2B 98.35B EV / Sales 2026 *
1.8x
EV / Sales 2027 * 1.45x
Free-Float
74.3%
Yield 2026 *
0.25%
Yield 2027 * 1.49%
1 day+0.46%
1 week-3.66%
Current month+47.57%
1 month+47.57%
3 months+50.83%
6 months+34.34%
Current year+73.02%
1 week 214
Extreme 214
234
1 month 147
Extreme 147
234
Current year 121.2
Extreme 121.2
234
1 year 113.2
Extreme 113.2
234
3 years 25
Extreme 25
234
5 years 25
Extreme 25
234
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 01/01/2022
Director of Finance/CFO - 01/01/2018
Chief Tech/Sci/R&D Officer - 01/10/2022
Director TitleAgeSince
Director/Board Member 62 13/09/2013
Director/Board Member 62 09/03/2011
Director/Board Member - 01/01/2022
Date Insider Type Main position Quantity % Market Cap.
8/9/22 Buy

Chief Financial Officer

129,870 0.0360%
8/9/22 Buy

Chief Executive Officer

42,679 0.0118%
8/9/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
+0.58%-3.66%+62.00%+350.00% 832M
+0.57%-0.56%+18.93%+42.84% 68.45B
-2.00%+1.93%-9.87%+26.50% 38.76B
-1.21%+0.52%-3.09%+18.83% 32.12B
-2.16%-0.24%+61.69%+170.36% 25.66B
-2.79%+2.97%+5.15%+116.74% 24.39B
-8.90%-10.66%-31.92%+59.69% 19.68B
+5.23%+6.25%-22.30% - 17.2B
+1.93%+4.16% - - 15.93B
-2.08%+2.79%+19.58%+56.03% 16.09B
Average -1.10%+0.81%+11.13%+105.12% 25.91B
Weighted average by Cap. -1.12%+1.39%+7.72%+62.62%

Financials

2026 *2027 *
Net sales 252M 334M 294M 274M 471M 32.03B 483M 3.25B 1.27B 15.85B 1.26B 1.23B 54.79B 278M 369M 324M 303M 520M 35.36B 533M 3.59B 1.4B 17.5B 1.39B 1.36B 60.49B
Net income 31.17M 41.4M 36.38M 33.96M 58.34M 3.97B 59.78M 403M 157M 1.96B 155M 152M 6.78B 41.93M 55.71M 48.95M 45.69M 78.5M 5.34B 80.43M 542M 212M 2.64B 209M 205M 9.13B
Net Debt -174M -232M -204M -190M -327M -22.2B -335M -2.25B -882M -10.99B -870M -851M -37.98B -224M -297M -261M -244M -419M -28.49B -429M -2.89B -1.13B -14.1B -1.12B -1.09B -48.73B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
30/07/26 GBX 217.88 +0.64% 25,412
29/07/26 GBX 216.50 -1.81% 3,910,092
28/07/26 GBX 220.50 -2.22% 627,151
27/07/26 GBX 225.50 -1.53% 568,584
24/07/26 GBX 229.00 +0.88% 632,681
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
2.165GBP
Average target price
2.360GBP
Spread / Average Target
+9.01%

Annual profits - Rate of surprise