Valuation: Funding Circle Holdings plc

Market Cap 529M 701M 617M 583M 993M 67.29B 999M 6.98B 2.7B 34.34B 2.63B 2.57B 110B P/E 2026 *
17x
P/E 2027 * 12.8x
Enterprise Value 383M 508M 447M 422M 719M 48.74B 724M 5.06B 1.95B 24.87B 1.91B 1.87B 79.92B EV / Sales 2026 *
1.44x
EV / Sales 2027 * 1.19x
Free-Float
74.2%
Yield 2026 *
0.22%
Yield 2027 * 1.57%
1 day-0.33%
1 week-3.69%
Current month-20.17%
1 month-20.17%
3 months+25.90%
6 months+40.62%
Current year+44.62%
1 week 180
Extreme 180
195
1 month 179
Extreme 179
240
Current year 121.2
Extreme 121.2
252.02
1 year 113.2
Extreme 113.2
252.02
3 years 25
Extreme 25
252.02
5 years 25
Extreme 25
252.02
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 01/01/2022
Director of Finance/CFO - 01/01/2018
Chief Tech/Sci/R&D Officer - 01/10/2022
Director TitleAgeSince
Director/Board Member 62 13/09/2013
Director/Board Member 62 09/03/2011
Director/Board Member - 01/01/2022
Date Insider Type Main position Quantity % Market Cap. Importance
8/9/22 Buy

Chief Executive Officer

13,326 0.0037%
8/9/22 Buy

Chief Executive Officer

42,679 0.0118%
8/9/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
-0.33%-3.69%+48.14%+359.30% 702M
-1.19%-3.55%-0.01%+27.28% 64.67B
-4.35%-5.83%-40.34%+41.43% 34.46B
-0.71%-4.49%-13.98%+13.07% 29.54B
-0.72%-3.48%+58.65%+152.83% 24.53B
-1.95%-4.64%-4.05%+131.68% 23.73B
-3.92%-6.13%-43.07%+105.02% 21.41B
-2.86%-4.12%-25.47%-2.02% 15.64B
-3.26%-4.54% - - 14.92B
-1.89%-8.94%+0.72%+31.70% 14.79B
Average -1.75%-4.07%-2.16%+95.59% 24.44B
Weighted average by Cap. -1.78%-3.78%-7.57%+58.35%

Financials

2026 *2027 *
Net sales 266M 353M 310M 293M 500M 33.86B 503M 3.51B 1.36B 17.28B 1.32B 1.3B 55.52B 292M 387M 340M 321M 548M 37.1B 551M 3.85B 1.49B 18.93B 1.45B 1.42B 60.84B
Net income 35.41M 46.94M 41.28M 39.04M 66.49M 4.51B 66.88M 467M 181M 2.3B 176M 172M 7.39B 42.33M 56.11M 49.35M 46.67M 79.5M 5.39B 79.96M 559M 216M 2.75B 211M 206M 8.83B
Net Debt -146M -193M -170M -161M -274M -18.55B -275M -1.92B -743M -9.47B -725M -710M -30.42B -183M -242M -213M -201M -343M -23.25B -345M -2.41B -931M -11.86B -909M -890M -38.12B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
796
Date Price Change Volume
28/09/26 GBX 182.80 -0.33% 751,446
25/09/26 GBX 183.40 +1.89% 513,262
24/09/26 GBX 180.00 -3.43% 798,713
23/09/26 GBX 186.40 -2.51% 1,128,928
22/09/26 GBX 191.20 +0.74% 718,114
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
6
Last Close Price
1.828GBP
Average target price
2.747GBP
Spread / Average Target
+50.26%

Annual profits - Rate of surprise