Valuation: Funding Circle Holdings plc

Market Cap 638M 847M 745M 695M 1.19B 81.17B 1.22B 8.24B 3.22B 40.16B 3.18B 3.11B 139B P/E 2026 *
22.3x
P/E 2027 * 15.1x
Enterprise Value 463M 616M 541M 505M 867M 58.96B 889M 5.99B 2.34B 29.18B 2.31B 2.26B 101B EV / Sales 2026 *
1.84x
EV / Sales 2027 * 1.49x
Free-Float
74.3%
Yield 2026 *
0.24%
Yield 2027 * 1.47%
1 day-1.81%
1 week-6.07%
Current month+46.09%
1 month+49.31%
3 months+44.14%
6 months+29.02%
Current year+71.28%
1 week 214
Extreme 214
234
1 month 145.4
Extreme 145.4
234
Current year 121.2
Extreme 121.2
234
1 year 113.2
Extreme 113.2
234
3 years 25
Extreme 25
234
5 years 25
Extreme 25
234
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 01/01/2022
Director of Finance/CFO - 01/01/2018
Chief Tech/Sci/R&D Officer - 01/10/2022
Director TitleAgeSince
Director/Board Member 62 13/09/2013
Director/Board Member 62 09/03/2011
Chairman 60 15/05/2025
Date Insider Type Main position Quantity % Market Cap.
8/9/22 Buy

Chief Executive Officer

76,591 0.0212%
8/9/22 Buy

Chief Executive Officer

42,679 0.0118%
8/9/22 Buy

Chief Executive Officer

13,326 0.0037%
Change 5-day change 1-year change 3-year change Capi.($)
-1.81%-6.07%+60.13%+345.47% 849M
+0.57%-1.38%+19.75%+42.84% 68.23B
-0.04%+3.87%-8.15%+27.73% 39.56B
-0.18%+1.25%-2.70%+21.42% 32.26B
+0.35%-1.62%+64.89%+187.42% 25.64B
-1.58%+4.48%+6.69%+120.24% 25.09B
-8.57%-10.90%-32.10%+32.84% 21.47B
+5.23%+3.94%-18.83% - 16.39B
+2.95%+2.63%+21.08%+58.75% 15.67B
+1.93%+3.21% - - 15.67B
Average -0.12%+1.10%+12.31%+104.59% 26.08B
Weighted average by Cap. -0.09%+1.32%+8.78%+63.17%

Financials

2026 *2027 *
Net sales 252M 334M 294M 274M 471M 32.03B 483M 3.25B 1.27B 15.85B 1.26B 1.23B 54.79B 278M 369M 324M 303M 520M 35.36B 533M 3.59B 1.4B 17.5B 1.39B 1.36B 60.49B
Net income 31.17M 41.4M 36.38M 33.96M 58.34M 3.97B 59.78M 403M 157M 1.96B 155M 152M 6.78B 41.93M 55.71M 48.95M 45.69M 78.5M 5.34B 80.43M 542M 212M 2.64B 209M 205M 9.13B
Net Debt -174M -232M -204M -190M -327M -22.2B -335M -2.25B -882M -10.99B -870M -851M -37.98B -224M -297M -261M -244M -419M -28.49B -429M -2.89B -1.13B -14.1B -1.12B -1.09B -48.73B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
30/07/26 GBX 216.50 -1.81% 662,519
28/07/26 GBX 220.50 -2.22% 627,151
27/07/26 GBX 225.50 -1.53% 568,584
24/07/26 GBX 229.00 +0.88% 632,681
23/07/26 GBX 227.00 -1.52% 1,274,799
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
2.205GBP
Average target price
2.360GBP
Spread / Average Target
+7.03%

Annual profits - Rate of surprise