Valuation: Funding Circle Holdings plc

Market Cap 670M 902M 781M 728M 1.26B 85.75B 1.28B 8.56B 3.36B 42.91B 3.39B 3.31B 142B P/E 2026 *
23.4x
P/E 2027 * 15.9x
Enterprise Value 495M 667M 578M 538M 935M 63.41B 945M 6.33B 2.48B 31.73B 2.5B 2.45B 105B EV / Sales 2026 *
1.97x
EV / Sales 2027 * 1.6x
Free-Float
74.3%
Yield 2026 *
0.23%
Yield 2027 * 1.4%
1 day+2.59%
1 week+9.24%
Current month+7.26%
1 month+38.63%
3 months+81.64%
6 months+51.21%
Current year+87.10%
1 week 214.9
Extreme 214.9
237.57
1 month 164.6
Extreme 164.6
237.57
Current year 121.2
Extreme 121.2
237.57
1 year 113.2
Extreme 113.2
237.57
3 years 25
Extreme 25
237.57
5 years 25
Extreme 25
237.57
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 01/01/2022
Director of Finance/CFO - 01/01/2018
Chief Tech/Sci/R&D Officer - 01/10/2022
Director TitleAgeSince
Director/Board Member 62 13/09/2013
Director/Board Member 62 09/03/2011
Director/Board Member - 01/01/2022
Date Insider Type Main position Quantity % Market Cap.
8/9/22 Buy

Chief Executive Officer

13,326 0.0037%
8/9/22 Buy

Chief Executive Officer

42,679 0.0118%
8/9/22 Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
+2.16%+9.24%+72.13%+382.65% 900M
-1.31%+1.09%-23.18%+19.60% 39.92B
-0.90%+8.20%+7.88%+40.35% 35.38B
+3.40%+7.30%+78.75%+204.77% 26.72B
+0.72%+5.82%+13.34%+128.29% 25.73B
-0.94%+21.77%-13.79%+97.76% 24.13B
+0.73%+7.62%+28.18%+73.89% 16.81B
+0.77%-4.06%+8.49%+114.37% 12.11B
-1.71%+3.95%+59.47%+115.23% 9.32B
-0.15%+1.54%-23.80% - 7.63B
Average +0.32%+4.31%+20.75%+130.77% 19.87B
Weighted average by Cap. +0.05%+4.75%+12.50%+91.02%

Financials

2026 *2027 *
Net sales 252M 339M 294M 274M 475M 32.23B 480M 3.22B 1.26B 16.13B 1.27B 1.24B 53.41B 278M 374M 324M 302M 525M 35.58B 530M 3.55B 1.39B 17.8B 1.41B 1.37B 58.97B
Net income 31.17M 41.97M 36.35M 33.89M 58.84M 3.99B 59.5M 398M 156M 2B 158M 154M 6.61B 41.93M 56.47M 48.91M 45.59M 79.16M 5.37B 80.05M 536M 210M 2.69B 212M 207M 8.9B
Net Debt -174M -235M -204M -190M -329M -22.34B -333M -2.23B -875M -11.18B -883M -863M -37.03B -224M -302M -261M -243M -423M -28.67B -427M -2.86B -1.12B -14.34B -1.13B -1.11B -47.51B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
06/08/26 GBX 236.50 +2.16% 470,429
04/08/26 GBX 231.50 +2.43% 838,307
03/08/26 GBX 226.00 +2.49% 513,043
31/07/26 GBX 220.50 +0.23% 342,219
30/07/26 GBX 220.00 +1.62% 715,571
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
2.315GBP
Average target price
2.360GBP
Spread / Average Target
+1.94%

Annual profits - Rate of surprise