Valuation: Chime Financial, Inc.

Market Cap 11.23B 10.01B 9.26B 8.43B 15.86B 1,067B 16.12B 111B 43.74B 556B 42.15B 41.25B 1,773B P/E 2026 *
63.8x
P/E 2027 * 31.9x
Enterprise Value 10.33B 9.21B 8.51B 7.75B 14.59B 981B 14.83B 103B 40.23B 512B 38.77B 37.94B 1,630B EV / Sales 2026 *
3.73x
EV / Sales 2027 * 2.86x
Free-Float
84.67%
Yield 2026 *
-
Yield 2027 * -
1 day-0.97%
1 week-1.36%
Current month+11.37%
1 month-2.18%
3 months+32.87%
6 months+23.01%
Current year+17.88%
1 week 28.56
Extreme 28.565
31
1 month 25.92
Extreme 25.92
31
Current year 15.88
Extreme 15.88
35.55
1 year 15.88
Extreme 15.88
35.55
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2012
Director of Finance/CFO 57 07/08/2026
Chief Operating Officer - 08/12/2025
Director TitleAgeSince
Director/Board Member 49 01/02/2019
Chairman 53 01/01/2012
Director/Board Member 51 01/05/2018
Date Insider Type Main position Quantity % Market Cap. Importance
13/10/26 Conversion

Founder

-300 0.0009%
13/10/26 Conversion

Founder

600 0.0002%
16/9/26
Crosslink Capital, Inc.
SellCompany -256,837 0.0756%
Change 5-day change 1-year change 3-year change Capi.($)
-0.97%-1.36%+73.51% - 11.23B
-4.92%-9.31%-23.89%+973.51% 88.89B
-1.52%+7.40%-50.84%-38.35% 86.89B
+0.50%+6.91%-34.52%+35.56% 33.64B
-2.52%-8.29%+9.00%+293.67% 24.97B
+0.46%+0.97%-16.71%+85.45% 22.76B
-5.46%-2.71%-35.00% - 20.98B
-0.33%+5.79%-46.13%-30.56% 18.57B
-1.75%+0.20%+27.09%-0.34% 17.71B
-3.93%-7.24%-35.50%+69.75% 14.79B
Average -2.04%-0.72%-13.30%+173.59% 34.04B
Weighted average by Cap. -2.43%-0.58%-25.46%+305.42%

Financials

2026 *2027 *
Net sales 2.77B 2.47B 2.28B 2.08B 3.91B 263B 3.98B 27.5B 10.79B 137B 10.4B 10.18B 437B 3.36B 3B 2.77B 2.52B 4.75B 319B 4.82B 33.35B 13.09B 166B 12.61B 12.34B 530B
Net income 182M 163M 150M 137M 258M 17.32B 262M 1.81B 710M 9.03B 684M 670M 28.78B 374M 333M 308M 280M 528M 35.47B 536M 3.71B 1.45B 18.5B 1.4B 1.37B 58.95B
Net Debt -901M -803M -743M -676M -1.27B -85.59B -1.29B -8.95B -3.51B -44.64B -3.38B -3.31B -142B -1.61B -1.44B -1.33B -1.21B -2.27B -153B -2.31B -15.98B -6.27B -79.75B -6.04B -5.91B -254B
Projected Income Statement - Annual - Chime Financial, Inc.
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
16/10/26 USD 29.67 -0.97% 3,739,661
15/10/26 USD 29.96 +3.31% 3,347,640
14/10/26 USD 29.00 -3.01% 4,034,334
13/10/26 USD 29.90 -1.81% 6,225,329
12/10/26 USD 30.45 +1.23% 6,293,127
Trader
Investor
Global
Quality
ESG MSCI
BBB
MarketScreener Ratings - Chime Financial, Inc.
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
29.67USD
Average target price
39.77USD
Spread / Average Target
+34.05%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Chime Financial, Inc.
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