Valuation: Chime Financial, Inc.

Market Cap 8.36B 7.3B 6.76B 6.2B 11.73B 805B 11.94B 80.55B 31.58B 393B 31.37B 30.69B 1,357B P/E 2026 *
67.5x
P/E 2027 * 28.3x
Enterprise Value 7.38B 6.45B 5.96B 5.48B 10.36B 711B 10.54B 71.11B 27.88B 347B 27.7B 27.09B 1,198B EV / Sales 2026 *
2.75x
EV / Sales 2027 * 2.12x
Free-Float
85.01%
Yield 2026 *
-
Yield 2027 * -
1 day-0.72%
1 week+4.53%
Current month+7.08%
1 month+24.32%
3 months-6.32%
6 months-15.13%
Current year-12.87%
1 week 20.32
Extreme 20.32
22.78
1 month 16.46
Extreme 16.46
22.78
Current year 15.88
Extreme 15.88
28.59
1 year 15.88
Extreme 15.88
38.67
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2012
Director of Finance/CFO 40 01/09/2019
President 57 08/12/2025
Director TitleAgeSince
Director/Board Member 49 01/02/2019
Chairman 53 01/01/2012
Director/Board Member 51 01/05/2018
Date Insider Type Main position Quantity % Market Cap.
15/6/26 Sell

General Counsel

-3,000 0.0009%
9/6/26 Sell

General Counsel

-3,000 0.0009%
2/6/26 Free

Director

10,753 0.0032%
Change 5-day change 1-year change 3-year change Capi.($)
-0.72%+4.53%-27.96% - 8.42B
-8.24%-6.61%+6.51%+756.38% 104B
+5.40%+8.34%-60.48%-39.09% 76.51B
-2.06%+2.88%-43.56%-45.52% 31.48B
-2.29%-1.77%+20.70%+387.13% 27.36B
-1.74%-2.38%+11.97%+82.03% 24.93B
+3.70%+4.36%-45.84%-27.97% 21.24B
-2.16%0.00%+4.04%+7.87% 16.99B
-7.69%-5.35%-68.96% - 16.33B
-4.94%+7.19% - - 14.1B
Average -0.85%+3.08%-22.62%+160.12% 34.14B
Weighted average by Cap. -0.51%+2.39%-20.54%+285.73%

Financials

2026 *2027 *
Net sales 2.68B 2.34B 2.17B 1.99B 3.77B 258B 3.83B 25.86B 10.14B 126B 10.07B 9.85B 436B 3.2B 2.8B 2.59B 2.38B 4.5B 308B 4.58B 30.87B 12.1B 151B 12.02B 11.76B 520B
Net income 130M 114M 105M 96.42M 182M 12.52B 186M 1.25B 491M 6.12B 488M 477M 21.09B 313M 274M 253M 233M 440M 30.19B 448M 3.02B 1.18B 14.76B 1.18B 1.15B 50.88B
Net Debt -979M -855M -791M -726M -1.37B -94.28B -1.4B -9.43B -3.7B -46.08B -3.67B -3.59B -159B -1.57B -1.37B -1.27B -1.17B -2.2B -151B -2.24B -15.13B -5.93B -73.93B -5.89B -5.77B -255B
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
16/07/26 USD 21.93 -0.72% 4,834,614
15/07/26 USD 22.09 +2.94% 6,980,972
14/07/26 USD 21.46 +2.43% 4,619,081
13/07/26 USD 20.95 +0.14% 4,433,819
10/07/26 USD 20.92 -1.83% 3,488,253
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
19
Last Close Price
21.93USD
Average target price
30.16USD
Spread / Average Target
+37.52%

Quarterly revenue - Rate of surprise

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