Mindy J. Prins

SAI believes in a long-term approach to investment management, incorporating a twelve to eighteen month economic outlook before focusing on individual markets. In addition, they utilize asset allocation, not market timing, to properly align the firm's economic outlook with the objectives and risk tolerance of the individual. Once the firm has established their economic outlook, further analysis is then done on market sectors and industries to identify the best areas for investment. At this point, they begin selecting individual companies. Their underlying philosophy is that they are growth stock buyers, holding to the belief that the higher earnings growth rates associated with these stocks, over time, produces higher stock values. SAI maintains that each individual stock position should be a significant part of the total equity portion of the portfolio. With respect to asset allocation, the firm believes that fixed-income investments play an important role in reducing portfolio risk and volatility.

Macatawa Bank Corporation offers a wide range of personal and business financial products and services that include: personal banking services, retail lending, commercial checking services, commercial lending, treasury management services, asset management, investment services, personal trust services, private banking, retirement planning and employee benefit plans and health savings accounts. The firm invests primarily in the stocks of US large cap companies in the health technology, finance and process industries sectors. They maintain a medium turnover rate.