Financial Ratios The Bankers Investment Trust PLC

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GB00BN4NDR39

Investment Trusts

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10/06	Bankers Investment Trust Reports Net Asset Value	MT
05/06	Bankers Investment Trust Reports Net Asset Value	MT

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Published financial data: THE BANKERS INVESTMENT TRUST PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: October	2021	2022	2023	2024	2025
Gain (Loss) on Sale of Investment, Total (Rev)	309M	-202M	37.38M	205M	199M
Interest And Invest. Income (Rev)	34.96M	38.16M	41.75M	38.64M	31.46M
Other Revenues, Total	60K	48K	-	-	-
Total Revenues	344M	-164M	79.13M	244M	231M
Gross Profit	344M	-164M	79.13M	244M	231M
Selling General & Admin Expenses, Total	7.22M	7.72M	6.94M	7.52M	7.31M
Other Operating Expenses	-4K	-2K	-15K	-13K	-10K
Other Operating Expenses, Total	7.21M	7.71M	6.92M	7.51M	7.3M
Operating Income	337M	-172M	72.2M	237M	223M
Interest Expense, Total	-3.46M	-4.49M	-4.59M	-3.33M	-3.34M
Net Interest Expenses	-3.46M	-4.49M	-4.59M	-3.33M	-3.34M
EBT, Excl. Unusual Items	333M	-176M	67.62M	233M	220M
EBT, Incl. Unusual Items	333M	-176M	67.62M	233M	220M
Income Tax Expense	2.7M	3.15M	3.06M	3.25M	3.38M
Earnings From Continuing Operations	331M	-179M	64.56M	230M	217M
Net Income to Company	331M	-179M	64.56M	230M	217M
Net Income - (IS)	331M	-179M	64.56M	230M	217M
Net Income to Common Incl Extra Items	331M	-179M	64.56M	230M	217M
Net Income to Common Excl. Extra Items	331M	-179M	64.56M	230M	217M
Per Share Items
Net EPS - Basic	0.25	-0.14	0.05	0.19	0.2
Basic EPS - Continuing Operations	0.25	-0.14	0.05	0.19	0.2
Basic Weighted Average Shares Outstanding	1.31B	1.31B	1.27B	1.19B	1.07B
Net EPS - Diluted	0.25	-0.14	0.05	0.19	0.2
Diluted EPS - Continuing Operations	0.25	-0.14	0.05	0.19	0.2
Diluted Weighted Average Shares Outstanding	1.31B	1.31B	1.27B	1.19B	1.07B
Normalized Basic EPS	0.16	-0.08	0.03	0.12	0.13
Normalized Diluted EPS	0.16	-0.08	0.03	0.12	0.13
Dividend Per Share	0.02	0.02	0.03	0.03	0.03
Payout Ratio	8.52	-16.2	48.35	13.91	13.66
Supplemental Items
EBITA	337M	-172M	72.2M	237M	223M
EBIT	337M	-172M	72.2M	237M	223M
Total Revenues (As Reported)	344M	-164M	79.14M	244M	231M
Effective Tax Rate - (Ratio)	0.81	-1.79	4.53	1.39	1.53
Current Domestic Taxes	-	-	-	-	-
Current Foreign Taxes	2.7M	3.15M	3.06M	3.19M	3.12M
Total Current Taxes	2.7M	3.15M	3.06M	3.19M	3.12M
Normalized Net Income	208M	-110M	42.26M	146M	138M
Interest on Long-Term Debt	3.46M	4.49M	4.59M	3.33M	3.34M
Supplemental Operating Expense Items
Marketing Expenses	115K	138K	68K	182K	355K
Selling and Marketing Expenses	115K	138K	68K	182K	355K
General and Administrative Expenses	6.14M	6.35M	5.97M	6.19M	5.87M

Fiscal Period: October	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	25.43M	65.87M	14.52M	66.69M	37.09M
Trading Asset Securities, Total	8.6M	1K	13.12M	33.55M	7.54M
Total Cash And Short Term Investments	34.03M	65.87M	27.64M	100M	44.64M
Accounts Receivable, Total	-	-	13.56M	-	-
Other Receivables	1.63M	2.25M	2.54M	2.25M	2.47M
Total Receivables	1.63M	2.25M	16.1M	2.25M	2.47M
Prepaid Expenses	1.99M	2.24M	2.9M	2.4M	2.11M
Total Current Assets	37.65M	70.37M	46.64M	105M	49.22M
Long-term Investments	1.69B	1.43B	1.43B	1.46B	1.52B
Total Assets	1.73B	1.5B	1.48B	1.56B	1.57B
Liabilities
Accounts Payable, Total	-	1.6M	13.72M	-	-
Accrued Expenses, Total	3.34M	1.65M	1.65M	1.15M	1.16M
Current Portion of Long-Term Debt	-	15M	-	-	-
Other Current Liabilities	406K	900K	1.64M	1.16M	3.36M
Total Current Liabilities	3.75M	19.15M	17.01M	2.32M	4.52M
Long-Term Debt	139M	124M	125M	124M	125M
Total Liabilities	142M	143M	142M	126M	130M
Common Stock, Total	32.83M	32.88M	32.88M	32.88M	32.88M
Additional Paid In Capital	160M	160M	160M	160M	160M
Retained Earnings	1.38B	1.16B	1.13B	1.23B	1.23B
Comprehensive Income and Other	12.54M	12.49M	12.49M	12.49M	12.49M
Total Common Equity	1.59B	1.36B	1.33B	1.43B	1.44B
Total Equity	1.59B	1.36B	1.33B	1.43B	1.44B
Total Liabilities And Equity	1.73B	1.5B	1.48B	1.56B	1.57B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	1.31B	1.29B	1.22B	1.12B	974M
ECS Total Common Shares Outstanding	1.31B	1.29B	1.23B	1.15B	992M
Book Value / Share	1.21	1.05	1.08	1.25	1.45
Tangible Book Value	1.59B	1.36B	1.33B	1.43B	1.44B
Tangible Book Value Per Share	1.21	1.05	1.08	1.25	1.45
Total Debt	139M	139M	125M	124M	125M
Net Debt	105M	73.41M	97.26M	23.52M	80.63M
Account Code - Inventory Valuation	3	3	3	3	3

Fiscal Period: October	2021	2022	2023	2024	2025
Net Income	331M	-179M	64.56M	230M	217M
Amortization of Deferred Charges, Total - (CF)	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-309M	202M	-37.38M	-205M	-199M
Other Operating Activities, Total	-120M	65.25M	29.51M	156M	166M
Change In Accounts Receivable	2K	1K	-58K	32K	-
Change In Accounts Payable	374K	1.6M	12.12M	-13.72M	-
Change in Other Net Operating Assets	42K	-1.74M	-14.39M	408K	234K
Cash from Operations	-97.96M	87.98M	54.37M	168M	184M
Short Term Debt Issued, Total	-	-	-	-	-
Long-Term Debt Issued, Total	74.23M	-	-	-	-
Total Debt Issued	74.23M	-	-	-	-
Short Term Debt Repaid, Total	-	-	-15M	-	-
Long-Term Debt Repaid, Total	-	-	-	-	-
Total Debt Repaid	-	-	-15M	-	-
Issuance of Common Stock	26.45M	-	-	-	-
Repurchase of Common Stock	-2.27M	-18.21M	-59.58M	-98.21M	-183M
Common Dividends Paid	-28.16M	-29.02M	-31.22M	-32M	-29.61M
Common & Preferred Stock Dividends Paid	-28.16M	-29.02M	-31.22M	-32M	-29.61M
Other Financing Activities, Total	-235K	-	-	-	-
Cash from Financing	70.01M	-47.23M	-106M	-130M	-213M
Foreign Exchange Rate Adjustments	-836K	-310K	81K	-14K	-686K
Net Change in Cash	-28.79M	40.44M	-51.35M	37.46M	-29.6M
Supplemental Items
Cash Interest Paid	3.07M	4.5M	4.52M	4.51M	3.32M
Cash Income Tax Paid (Refund)	3.1M	3.77M	3.29M	2.93M	3.49M
Levered Free Cash Flow	209M	-110M	40.61M	145M	140M
Unlevered Free Cash Flow	211M	-108M	43.48M	147M	142M
Change In Net Working Capital	-395K	475K	1.65M	336K	-2.27M
Net Debt Issued / Repaid	74.23M	-	-15M	-	-

Fiscal Period: October	2021	2022	2023	2024	2025
Profitability
Return on Assets	13.76	-6.63	3.03	9.74	8.93
Return on Total Capital	13.79	-6.65	3.05	9.8	8.95
Return On Equity %	23.22	-12.16	4.79	16.62	15.1
Return on Common Equity	23.22	-12.16	4.79	16.62	15.1
Margin Analysis
Gross Profit Margin %	100	100	100	100	100
SG&A Margin	2.1	-4.71	8.77	3.08	3.17
EBITA Margin %	97.9	104.71	91.25	96.92	96.84
EBIT Margin %	97.9	104.71	91.25	96.92	96.84
Income From Continuing Operations Margin %	96.11	109.37	81.59	94.23	93.92
Net Income Margin %	96.11	109.37	81.59	94.23	93.92
Net Avail. For Common Margin %	96.11	109.37	81.59	94.23	93.92
Normalized Net Income Margin	60.56	67.15	53.41	59.73	59.62
Levered Free Cash Flow Margin	60.68	67.44	51.33	59.59	60.6
Unlevered Free Cash Flow Margin	61.3	65.73	54.95	60.44	61.51
Asset Turnover
Asset Turnover	0.22	-0.1	0.05	0.16	0.15
Short Term Liquidity
Current Ratio	10.04	3.67	2.74	45.31	10.88
Quick Ratio	9.51	3.56	2.57	44.27	10.42
Operating Cash Flow to Current Liabilities	-26.12	4.59	3.2	72.43	40.71
Long Term Solvency
Total Debt/Equity	8.74	10.24	9.37	8.63	8.73
Total Debt / Total Capital	8.03	9.29	8.56	7.94	8.03
LT Debt/Equity	8.74	9.13	9.37	8.63	8.73
Long-Term Debt / Total Capital	8.03	8.29	8.56	7.94	8.03
Total Liabilities / Total Assets	8.23	9.54	9.62	8.08	8.29
EBIT / Interest Expense	97.34	-38.23	15.74	71.09	66.89
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	386.17	-147.62	-148.3	208.41	-5.46
Gross Profit, 1 Yr. Growth %	386.17	-147.62	-148.3	208.41	-5.46
EBITA, 1 Yr. Growth %	421.98	-150.93	-142.09	227.58	-5.55
EBIT, 1 Yr. Growth %	421.98	-150.93	-142.09	227.58	-5.55
Earnings From Cont. Operations, 1 Yr. Growth %	454.42	-154.19	-136.03	256.2	-5.77
Net Income, 1 Yr. Growth %	454.42	-154.19	-136.03	256.2	-5.77
Normalized Net Income, 1 Yr. Growth %	442.23	-152.81	-138.41	244.88	-5.63
Diluted EPS Before Extra, 1 Yr. Growth %	438.73	-154.16	-137.04	280.91	4.77
Accounts Receivable, 1 Yr. Growth %	-	-	-	-	-
Total Assets, 1 Yr. Growth %	30.18	-13.05	-1.91	5.75	0.34
Tangible Book Value, 1 Yr. Growth %	25.89	-14.28	-1.99	7.55	0.11
Common Equity, 1 Yr. Growth %	25.89	-14.28	-1.99	7.55	0.11
Cash From Operations, 1 Yr. Growth %	150.58	-189.81	-38.2	208.41	0.94
Levered Free Cash Flow, 1 Yr. Growth %	453.19	-152.93	-136.76	258.06	-3.85
Unlevered Free Cash Flow, 1 Yr. Growth %	432.06	-151.06	-140.38	239.23	-3.79
Dividend Per Share, 1 Yr. Growth %	1.02	6.99	9.97	5	2.08
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	58.4	52.16	-52.04	22.05	70.75
Gross Profit, 2 Yr. CAGR %	58.4	52.16	-52.04	22.05	70.75
EBITA, 2 Yr. CAGR %	60.14	63.05	-53.7	17.43	75.9
EBIT, 2 Yr. CAGR %	60.14	63.05	-53.7	17.43	75.9
Earnings From Cont. Operations, 2 Yr. CAGR %	61.74	73.33	-55.81	13.29	83.21
Net Income, 2 Yr. CAGR %	61.74	73.33	-55.81	13.29	83.21
Normalized Net Income, 2 Yr. CAGR %	61.19	69.21	-54.96	15.1	80.4
Diluted EPS Before Extra, 2 Yr. CAGR %	56.65	70.82	-55.21	18.77	99.77
Accounts Receivable, 2 Yr. CAGR %	-	-	-	-	-
Total Assets, 2 Yr. CAGR %	18.47	6.39	-7.65	1.85	3.01
Tangible Book Value, 2 Yr. CAGR %	16.82	3.88	-8.34	2.66	3.76
Common Equity, 2 Yr. CAGR %	16.82	3.88	-8.34	2.66	3.76
Cash From Operations, 2 Yr. CAGR %	27.64	50.01	-25.5	38.05	84.01
Levered Free Cash Flow, 2 Yr. CAGR %	59.64	71.12	-55.89	14.72	85.54
Unlevered Free Cash Flow, 2 Yr. CAGR %	58.64	64.83	-54.59	17.03	80.66
Dividend Per Share, 2 Yr. CAGR %	2.04	3.96	8.47	7.45	3.53
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	167.7	6.11	3.8	-10.81	12.09
Gross Profit, 3 Yr. CAGR %	167.7	6.11	3.8	-10.81	12.09
EBITA, 3 Yr. CAGR %	200.06	9.31	3.82	-11.11	9.21
EBIT, 3 Yr. CAGR %	200.06	9.31	3.82	-11.11	9.21
Earnings From Cont. Operations, 3 Yr. CAGR %	251.94	12.34	2.68	-11.4	6.54
Net Income, 3 Yr. CAGR %	251.94	12.34	2.68	-11.4	6.54
Normalized Net Income, 3 Yr. CAGR %	228.45	11.12	3.23	-11.23	7.73
Diluted EPS Before Extra, 3 Yr. CAGR %	244.53	9.95	2.62	-8.58	13.91
Accounts Receivable, 3 Yr. CAGR %	-	-	-	-	-
Total Assets, 3 Yr. CAGR %	15.26	6.86	3.55	-3.38	1.34
Tangible Book Value, 3 Yr. CAGR %	14.35	5.37	1.88	-3.33	1.8
Common Equity, 3 Yr. CAGR %	14.35	5.37	1.88	-3.33	1.8
Cash From Operations, 3 Yr. CAGR %	70.77	13.52	11.62	19.62	27.9
Levered Free Cash Flow, 3 Yr. CAGR %	355.54	10.49	2.48	-11.35	8.16
Unlevered Free Cash Flow, 3 Yr. CAGR %	792.4	8.72	3.13	-11.24	9.63
Dividend Per Share, 3 Yr. CAGR %	3.37	3.66	5.92	7.3	5.63
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	13.65	-2.08	34.57	12.22	26.66
Gross Profit, 5 Yr. CAGR %	13.65	-2.08	34.57	12.22	26.66
EBITA, 5 Yr. CAGR %	13.68	-0.7	42.09	12.49	28.2
EBIT, 5 Yr. CAGR %	13.68	-0.7	42.09	12.49	28.2
Earnings From Cont. Operations, 5 Yr. CAGR %	13.93	0.7	53.46	12.72	29.44
Net Income, 5 Yr. CAGR %	13.93	0.7	53.46	12.72	29.44
Normalized Net Income, 5 Yr. CAGR %	13.97	0.16	48.36	12.7	29.05
Diluted EPS Before Extra, 5 Yr. CAGR %	11.78	-0.59	52.34	13.4	33.95
Accounts Receivable, 5 Yr. CAGR %	-	-	49.2	-	-
Total Assets, 5 Yr. CAGR %	11.5	5.48	5.48	4.83	3.33
Tangible Book Value, 5 Yr. CAGR %	11.36	4.78	4.67	4.28	2.63
Common Equity, 5 Yr. CAGR %	11.36	4.78	4.67	4.28	2.63
Cash From Operations, 5 Yr. CAGR %	53.28	31.21	22.55	22.76	36.33
Levered Free Cash Flow, 5 Yr. CAGR %	13.03	-0.21	79.03	12.17	29.95
Unlevered Free Cash Flow, 5 Yr. CAGR %	12.76	-1.05	171.13	11.97	29.06
Dividend Per Share, 5 Yr. CAGR %	5.06	4.59	5.38	5.16	4.96