Valuation: S&U plc

Market Cap 230M 304M 270M 253M 433M 29.29B 439M 3.06B 1.18B 14.92B 1.14B 1.12B 47.91B P/E 2027 *
8.75x
P/E 2028 * 7.57x
Enterprise Value 234M 309M 274M 256M 440M 29.71B 446M 3.1B 1.2B 15.13B 1.16B 1.13B 48.6B EV / Sales 2027 *
1.91x
EV / Sales 2028 * 1.55x
Free-Float
26.78%
Yield 2027 *
6.33%
Yield 2028 * 6.79%
1 day-0.79%
1 week-3.34%
Current month-0.79%
1 month-6.00%
3 months-4.08%
6 months-9.62%
Current year-9.62%
1 week 1,862.11
Extreme 1862.1075
2,000
1 month 1,862.11
Extreme 1862.1075
2,020
Current year 1,715
Extreme 1715
2,458.5
1 year 1,620
Extreme 1620
2,458.5
3 years 1,230
Extreme 1230
2,458.5
5 years 1,230
Extreme 1230
2,950
10 years 1,230
Extreme 1230
2,950
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 01/01/2024
Director TitleAgeSince
Chairman 74 01/01/2008
Director/Board Member 74 -
Director/Board Member - 15/02/2015
Date Insider Type Main position Quantity % Market Cap. Importance
1/7/26 Sell

Chairman

-2,500 0.0206%
6/5/26 Sell

Chairman

-5,000 0.0411%
8/7/25 Others

Director

200,000 1.6460%
Change 5-day change 1-year change 3-year change Capi.($)
-0.79%-3.34%+8.67%-16.26% 306M
-1.34%-1.70%-8.55%+101.01% 205B
-0.10%-1.71%-9.48%+103.15% 118B
+2.74%-0.84%-39.61%+48.06% 32.59B
+0.09%-6.17%-13.65%+12.49% 28.86B
-4.18%-6.38%+52.95%+145.48% 24.15B
+0.01%-0.69%+1.74%+133.96% 23.09B
+0.80%-5.57%-38.41%+102.36% 20.3B
-2.04%-10.59%-1.69%+30.01% 14.39B
-1.46%-5.58%-12.35%+115.42% 11.46B
Average -0.62%-3.52%-6.04%+77.57% 47.9B
Weighted average by Cap. -0.66%-1.49%-8.74%+94.63%

Financials

2027 *2028 *
Net sales 122M 161M 143M 134M 230M 15.53B 233M 1.62B 627M 7.91B 606M 592M 25.4B 144M 190M 169M 158M 271M 18.33B 275M 1.91B 741M 9.34B 715M 699M 29.99B
Net income 26.42M 34.91M 31.01M 29M 49.75M 3.36B 50.43M 351M 136M 1.71B 131M 128M 5.5B 30.55M 40.36M 35.85M 33.53M 57.52M 3.89B 58.31M 406M 157M 1.98B 152M 148M 6.36B
Net Debt 3.3M 4.36M 3.87M 3.62M 6.21M 420M 6.3M 43.81M 16.96M 214M 16.37M 16.01M 687M -6.7M -8.85M -7.86M -7.35M -12.61M -852M -12.79M -88.95M -34.43M -434M -33.23M -32.51M -1.39B
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change Volume
02/10/26 GBX 1,880.00 -0.79% 3,827
30/09/26 GBX 1,895.00 +0.26% 19,924
29/09/26 GBX 1,890.00 -3.82% 18,287
28/09/26 GBX 1,965.00 -1.50% 2,151
25/09/26 GBX 1,995.00 +2.57% 1,646
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
CCC
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
18.95GBP
Average target price
24.57GBP
Spread / Average Target
+29.64%

Annual profits - Rate of surprise