Valuation: CalBank PLC

Market Cap 3.3B 282M 248M 232M 213M 398M 27.06B 408M 2.75B 1.07B 13.39B 1.06B 1.04B 46.28B P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 3.72B 318M 279M 261M 239M 448M 30.46B 459M 3.09B 1.21B 15.07B 1.19B 1.17B 52.11B EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day-1.27%
1 week-1.27%
1 month-3.70%
3 months-14.29%
6 months+2.63%
Current year+21.88%
1 week 0.78
Extreme 0.78
0.8
1 month 0.78
Extreme 0.78
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
-1.27%-1.27%+47.17%+21.88% 284M
-2.17%+0.45%+17.75%+121.42% 950B
-1.09%+0.54%+29.21%+93.61% 439B
+1.63%+6.55%+22.22%+100.00% 399B
-0.04%+0.44%+59.57%+139.49% 353B
+0.88%+7.85%+10.43%+105.58% 313B
-2.39%-1.86%+63.71%+123.67% 295B
+0.55%+5.59%+17.60%+91.61% 273B
-2.22%-1.62%+2.87%+84.19% 263B
-0.38%+1.87%+73.21%+221.04% 252B
Average -0.67%+2.73%+34.37%+110.25% 353.82B
Weighted average by Cap. -0.83%+3.28%+29.87%+118.15%

Financials

2024 2025
Net sales 996M 85.18M 74.85M 69.87M 64.12M 120M 8.16B 123M 828M 324M 4.04B 320M 313M 13.96B 1.08B 92.38M 81.17M 75.77M 69.53M 130M 8.85B 133M 898M 351M 4.38B 347M 339M 15.14B
Net income 268M 22.9M 20.13M 18.79M 17.24M 32.27M 2.19B 33.07M 223M 87.12M 1.09B 85.99M 84.13M 3.75B 305M 26.09M 22.92M 21.4M 19.64M 36.76M 2.5B 37.66M 254M 99.22M 1.24B 97.94M 95.81M 4.27B
Net Debt 690M 59.05M 51.88M 48.43M 44.45M 83.2M 5.66B 85.25M 574M 225M 2.8B 222M 217M 9.67B 416M 35.59M 31.27M 29.19M 26.79M 50.15M 3.41B 51.39M 346M 135M 1.69B 134M 131M 5.83B
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
28/07/26 GHS 0.7800 -1.27% 369,874
27/07/26 GHS 0.7900 -1.25% 240,015
24/07/26 GHS 0.8000 +1.27% 465,914
23/07/26 GHS 0.7900 0.00% 612,526
22/07/26 GHS 0.7900 0.00% 241,476
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7800GHS
Average target price
0.8600GHS
Spread / Average Target
+10.26%

Annual profits - Rate of surprise