Cash flow Walliser Kantonalbank

Stocks

WKBN

CH0305951201

Banks

Market Closed - Swiss Exchange Other stock markets 01:30:08 12/06/26 am AEST			5-day change	1st Jan Change
156.50 ^CHF	-0.32%		-0.32%	+16.79%

07/04	Walliser Kantonalbank announces Annual dividend, payable on April 30, 2026	CI
24/02	Walliser Kantonalbank Reports Earnings Results for the Full Year Ended December 31, 2025	CI

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Published financial data: WALLISER KANTONALBANK

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Interest Income On Loans	183M	179M	195M	312M	340M
Interest Income On Investments	1.12M	1.49M	2.74M	10.26M	19.1M
Interest Income, Total	184M	181M	198M	322M	359M
Interest On Deposits	19.12M	12.73M	15.28M	80.59M	136M
Interest Expense, Total	19.12M	12.73M	15.28M	80.59M	136M
Net Interest Income	165M	168M	183M	242M	223M
Income From Trading Activities	24.78M	24.57M	24.87M	9.88M	16.93M
Income (Loss) on Real Estate Property	-	-	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-8.33M	2.45M	1.03M	1.28M	706K
Income (Loss) on Equity Invest. (Income Block)	-	-	-	-	-
Total Other Non Interest Income	44.4M	47.38M	47.1M	50.07M	51.5M
Non Interest Income, Total	60.85M	74.39M	73M	61.24M	69.14M
Revenues Before Provison For Loan Losses	226M	243M	256M	303M	292M
Provision For Loan Losses	-4.11M	-4.59M	-819K	6.17M	-2.98M
Total Revenues	230M	247M	257M	297M	295M
Salaries And Other Employee Benefits	107M	76.57M	79.86M	82.91M	82.71M
Occupancy Expense	-	12M	10.75M	11.71M	12.42M
Selling General & Admin Expenses, Total	4.18M	5.74M	5.14M	5.37M	45.55M
Total Other Non Interest Expense	47.34M	69.09M	72.91M	88.13M	45.02M
Non Interest Expense, Total	158M	163M	169M	188M	186M
EBT, Excl. Unusual Items	71.47M	83.72M	87.88M	109M	109M
Other Unusual Items	558K	-72.92K	245K	629K	10K
EBT, Incl. Unusual Items	72.02M	83.65M	88.13M	109M	109M
Income Tax Expense	4.67M	15.16M	15.24M	18.89M	18.63M
Earnings From Continuing Operations	67.35M	68.5M	72.89M	90.36M	90.47M
Net Income to Company	67.35M	68.5M	72.89M	90.36M	90.47M
Net Income - (IS)	67.35M	68.5M	72.89M	90.36M	90.47M
Preferred Dividend and Other Adjustments	-15.7M	-33.5M	-36.5M	-48M	-45M
Net Income to Common Incl Extra Items	83.05M	102M	109M	138M	135M
Net Income to Common Excl. Extra Items	83.05M	102M	109M	138M	135M
Per Share Items
Net EPS - Basic	5.28	6.49	6.97	8.82	8.64
Basic EPS - Continuing Operations	5.28	6.49	6.97	8.82	8.64
Basic Weighted Average Shares Outstanding	15.72M	15.71M	15.68M	15.68M	15.68M
Net EPS - Diluted	5.28	6.49	6.97	8.82	8.64
Diluted EPS - Continuing Operations	5.28	6.49	6.97	8.82	8.64
Diluted Weighted Average Shares Outstanding	15.72M	15.71M	15.68M	15.68M	15.68M
Normalized Basic EPS	2.84	3.33	3.5	4.33	4.35
Normalized Diluted EPS	2.84	3.33	3.5	4.33	4.35
Dividend Per Share	3.35	3.45	3.55	3.85	4
Payout Ratio	78.59	77.27	74.79	62.07	67.24
Supplemental Items
Effective Tax Rate - (Ratio)	6.49	18.12	17.3	17.29	17.08
Current Domestic Taxes	-	-	15.24M	18.89M	18.63M
Total Current Taxes	4.67M	15.16M	15.24M	18.89M	18.63M
Normalized Net Income	44.67M	52.33M	54.93M	67.89M	68.18M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	-	1.53M	1.03M	1.25M	1.25M
Total Stock-Based Compensation	-	1.53M	1.03M	1.25M	1.25M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	3.16B	3.29B	3.14B	3.07B	3.15B
Investment Securities, Total	411M	461M	805M	1.44B	1.49B
Trading Asset Securities, Total	9.53M	31.39M	244M	140M	72.2M
Total investments	420M	493M	1.05B	1.58B	1.56B
Gross Loans	13.34B	13.88B	14.58B	15.01B	15.67B
Allowance For Loan Losses	-157M	-152M	-154M	-157M	-156M
Net Loans	13.18B	13.73B	14.42B	14.85B	15.52B
Gross Property Plant And Equipment	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-
Net Property Plant And Equipment	110M	109M	110M	109M	116M
Other Intangibles, Total	-	-	-	-	-
Investment in Real Estate	8.6M	5.47M	2.74M	1.68M	1.32M
Accrued Interest Receivable	18.01M	15.4M	16.43M	27.03M	24.77M
Other Receivables	1.12B	855M	577M	467M	415M
Other Current Assets, Total	-	-	-	-	-
Deferred Tax Assets Long-Term (Collected)	-	-	-	-	-
Other Long-Term Assets, Total	51.64M	9.06M	2.3M	2.92M	78.94M
Total Assets	18.07B	18.5B	19.31B	20.11B	20.86B
Liabilities
Accrued Expenses, Total	49.63M	55.37M	57.57M	84.2M	82.24M
Interest Bearing Deposits	6.48B	7.1B	7.4B	6.08B	6.24B
Non-Interest Bearing Deposits	4.05B	3.76B	3.95B	5.52B	5.78B
Total Deposits	10.53B	10.86B	11.35B	11.61B	12.01B
Short-Term Borrowings	397M	326M	292M	596M	365M
Current Portion of Long-Term Debt	1.81B	1.42B	1.63B	1.75B	1.95B
Long-Term Debt	3.89B	4.39B	4.31B	4.42B	4.8B
Other Current Liabilities - (Bank / Utility Template)	-	-	-	-	-
Pension & Other Post Retirement Benefits	-	-	-	-	-
Deferred Tax Liability Non-Current	-	-	-	-	-
Other Non Current Liabilities	13.84M	13.73M	190M	77.27M	14.18M
Total Liabilities	16.68B	17.07B	17.83B	18.54B	19.22B
Common Stock, Total	158M	158M	158M	158M	158M
Retained Earnings	1.24B	1.29B	1.34B	1.42B	1.5B
Treasury Stock	-8.35M	-9.48M	-12.52M	-13.58M	-13.21M
Total Common Equity	1.39B	1.43B	1.49B	1.57B	1.64B
Total Equity	1.39B	1.43B	1.49B	1.57B	1.64B
Total Liabilities And Equity	18.07B	18.5B	19.31B	20.11B	20.86B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	15.72M	15.71M	15.68M	15.68M	15.68M
ECS Total Common Shares Outstanding	15.72M	15.71M	15.68M	15.68M	15.68M
Book Value / Share	88.15	91.28	94.77	100.06	104.86
Tangible Book Value	1.39B	1.43B	1.49B	1.57B	1.64B
Tangible Book Value Per Share	88.15	91.28	94.77	100.06	104.86
Total Debt	6.09B	6.14B	6.23B	6.77B	7.11B
Net Debt	2.61B	2.46B	2.15B	2.24B	2.54B
Full Time Employees	487.7	494	480.9	495.8	492.55
Number Of Offices	31	27	26	22	22

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	67.35M	68.5M	72.89M	90.36M	90.47M
Depreciation, Depletion & Amortization	11.32M	12M	10.75M	11.71M	12.42M
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	-	-
Total Depreciation, Depletion & Amortization	11.32M	12M	10.75M	11.71M	12.42M
(Gain) Loss on Sale of Investments - (CF)	-	-	-	-482K	-
Provision for Credit Losses	54.34M	-5.52M	1.98M	2.76M	-12.78M
Change in Trading Asset Securities	5.59M	-21.87M	-212M	103M	68.3M
Change in Other Net Operating Assets (Collected)	-481M	-400M	-588M	-741M	-812M
Other Operating Activities	-12.65M	51.03M	251M	459M	-154M
Cash from Operations	-355M	-296M	-463M	-73.99M	-808M
Capital Expenditure	-11.55M	-11.23M	-12.52M	-11.67M	-19.33M
Sale of Property, Plant, and Equipment	228K	464K	1.38M	381K	283K
Purchase / Sale of Intangible Assets	-	-	-	-	-
Sale (Purchase) of Real Estate Properties (Collected)	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	30.35M	-48.08M	-341M	-634M	-48.82M
Net (Increase) Decrease in Loans Originated / Sold - Investing	-	-	-	-	-
Other Investing Activities, Total	-	-	-	-	-
Cash from Investing	19.03M	-58.84M	-352M	-645M	-67.87M
Long-Term Debt Issued, Total	647M	250M	211M	447M	606M
Total Debt Issued	647M	250M	211M	447M	606M
Long-Term Debt Repaid, Total	-	-45M	-10M	-	-
Total Debt Repaid	-	-45M	-10M	-	-
Issuance of Common Stock	19.33M	14.5M	13.54M	11M	7.55M
Repurchase of Common Stock	-19.27M	-15.62M	-16.58M	-12.06M	-7.18M
Common Dividends Paid	-52.93M	-52.93M	-54.51M	-56.09M	-60.83M
Common & Preferred Stock Dividends Paid	-52.93M	-52.93M	-54.51M	-56.09M	-60.83M
Net Increase (Decrease) in Deposit Accounts - (CF)	907M	333M	486M	259M	408M
Other Financing Activities, Total	51K	114K	668K	923K	677K
Cash from Financing	1.5B	484M	630M	650M	954M
Miscellaneous Cash Flow Adjustments	-	-	336M	-	-2K
Net Change in Cash	1.17B	129M	151M	-69.19M	79.01M
Supplemental Items
Net Debt Issued / Repaid	647M	205M	201M	447M	606M

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	0.39	0.37	0.39	0.46	0.44
Return On Equity %	4.8	4.86	4.99	5.92	5.63
Return on Common Equity	5.92	7.23	7.49	9.06	8.43
Shareholders Value Added	-101M	-101M	-102M	-92.93M	-102M
Margin Analysis
SG&A Margin	48.31	38.16	37.32	33.7	47.72
Net Interest Income / Total Revenues %	71.74	68.04	71.22	81.44	75.53
EBT Excl. Non-Recurring Items Margin %	31.09	33.88	34.26	36.61	37.01
Income From Continuing Operations Margin %	29.3	27.72	28.41	30.45	30.69
Net Income Margin %	29.3	27.72	28.41	30.45	30.69
Net Avail. For Common Margin %	36.13	41.27	42.64	46.63	45.96
Normalized Net Income Margin	19.43	21.17	21.41	22.88	23.13
Asset quality
Nonperforming Loans / Total Loans %	2.62	2.53	2.22	2.22	2.4
Nonperforming Loans / Total Assets %	1.93	1.9	1.67	1.66	1.8
Nonperforming Assets / Total Assets %	1.93	1.9	1.67	1.66	1.8
NPAs / Loans and OREO	2.62	2.53	2.22	2.22	2.4
NPAs / Equity	25.21	24.47	21.75	21.27	22.84
Allowance for Credit Losses / Net Charge-offs %	-5.78K	38.14K	-7.84K	4.69K	-12.97K
Allowance for Credit Losses / Nonperforming Loans %	45.02	43.26	47.7	46.96	41.59
Allowance for Credit Losses / Total Loans %	1.18	1.09	1.06	1.04	1
Provision for Loan Losses / Net Charge-offs %	150.8	-1.15K	41.64	184.62	247.76
Capital And Funding
Total Average Common Equity / Total Average Assets %	8.09	7.71	7.72	7.75	7.84
Total Average Equity / Total Average Assets %	8.09	7.71	7.72	7.75	7.84
Total Equity + Allowance for Loan Losses / Total Loans %	11.57	11.43	11.26	11.49	11.49
Gross Loans / Total Deposits %	126.69	127.78	128.46	129.34	130.46
Net Loans / Total Deposits %	125.19	126.38	127.1	127.99	129.16
Tier 1 Capital Ratio %	16.7	17	17.1	17	17.2
Total Capital Ratio %	17.5	17.8	17.8	17.8	17.9
Core Tier 1 Capital Ratio	16.7	17	17.1	17	17.2
Tier 2 Capital Ratio	0.78	0.77	0.72	0.73	0.71
Coverage Ratio	45.02	43.26	47.7	46.96	41.59
Interbank Ratio	61.02	51.66	27.38	32.8	31.83
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	4.77	7.57	6.77	2.36	1.8
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	1.34	1.98	8.66	32.27	-4.73
Non Interest Income, 1 Yr. Growth %	-5.94	3.08	-1.86	-16.12	-0.1
Provision For Loan Losses, 1 Yr. Growth %	313.88	11.68	-82.14	-853.11	-148.36
Total Revenues, 1 Yr. Growth %	0.63	2.47	3.81	15.67	-0.66
Earnings From Cont. Operations, 1 Yr. Growth %	0.09	1.7	6.41	23.98	0.12
Net Income, 1 Yr. Growth %	0.09	1.7	6.41	23.98	0.12
Normalized Net Income, 1 Yr. Growth %	-14.32	-16.64	4.97	23.6	0.43
Diluted EPS Before Extra, 1 Yr. Growth %	-18.78	22.91	7.42	26.69	-2.07
Dividend Per Share, 1 Yr. Growth %	0	2.98	2.9	8.45	3.9
Gross Loans, 1 Yr. Growth %	6.48	4.05	5.03	2.98	4.41
Allowance For Loan Losses, 1 Yr. Growth %	52.77	-3.51	1.61	1.62	-0.33
Net Loans, 1 Yr. Growth %	6.1	4.14	5.07	3	4.46
Non Performing Loans, 1 Yr. Growth %	0.81	0.44	-7.86	3.21	12.54
Non Performing Assets, 1 Yr. Growth %	0.81	0.44	-7.86	3.21	12.54
Total Assets, 1 Yr. Growth %	9.06	2.39	4.4	4.12	3.73
Total Deposits, 1 Yr Growth %	9.43	3.16	4.48	2.28	3.52
Tangible Book Value, 1 Yr. Growth %	-2.26	3.47	3.66	5.53	4.83
Common Equity, 1 Yr. Growth %	-2.26	3.47	3.66	5.53	4.83
Total Equity, 1 Yr. Growth %	-2.26	3.47	3.66	5.53	4.83
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	1.26	1.66	5.27	19.88	10.39
Non Interest Income, 2 Yr. CAGR %	-10.79	7.23	0.58	-9.27	-2.69
Provision For Loan Losses, 2 Yr. CAGR %	-9.03	114.99	-55.34	15.97	90.85
Total Revenues, 2 Yr. CAGR %	-2.59	4.02	3.14	9.58	7.19
Earnings From Cont. Operations, 2 Yr. CAGR %	0.2	0.89	4.03	14.86	11.41
Net Income, 2 Yr. CAGR %	0.2	0.89	4.03	14.86	11.41
Normalized Net Income, 2 Yr. CAGR %	-6.08	0.19	-6.46	13.91	11.42
Diluted EPS Before Extra, 2 Yr. CAGR %	-9.77	-0.09	14.9	16.57	11.38
Dividend Per Share, 2 Yr. CAGR %	0	1.48	2.94	5.64	6.15
Gross Loans, 2 Yr. CAGR %	3.77	5.26	4.54	4	3.7
Allowance For Loan Losses, 2 Yr. CAGR %	22.16	21.41	-0.98	1.61	0.64
Net Loans, 2 Yr. CAGR %	3.6	5.12	4.6	4.03	3.73
Non Performing Loans, 2 Yr. CAGR %	2.85	0.62	-3.8	-2.48	7.77
Non Performing Assets, 2 Yr. CAGR %	2.85	0.62	-3.8	-2.48	7.77
Total Assets, 2 Yr. CAGR %	5.86	5.67	3.39	4.26	3.93
Total Deposits, 2 Yr CAGR %	3.52	6.25	3.82	3.37	2.9
Tangible Book Value, 2 Yr. CAGR %	0.61	0.56	3.56	4.59	5.17
Common Equity, 2 Yr. CAGR %	0.61	0.56	3.56	4.59	5.17
Total Equity, 2 Yr. CAGR %	0.61	0.56	3.56	4.59	5.17
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	0.47	1.5	3.94	13.59	9.81
Non Interest Income, 3 Yr. CAGR %	-7.51	-0.91	4.11	-5.32	-2.41
Provision For Loan Losses, 3 Yr. CAGR %	21.5	-2.59	-6.19	14.52	-13.36
Total Revenues, 3 Yr. CAGR %	-1.04	0.67	3.95	7.16	6.05
Earnings From Cont. Operations, 3 Yr. CAGR %	1.69	0.7	2.7	10.29	9.72
Net Income, 3 Yr. CAGR %	1.69	0.7	2.7	10.29	9.72
Normalized Net Income, 3 Yr. CAGR %	-2.69	1.1	1.76	2.65	9.22
Diluted EPS Before Extra, 3 Yr. CAGR %	-5.57	0.03	2.35	18.65	9.99
Dividend Per Share, 3 Yr. CAGR %	2.07	0.99	1.95	4.75	5.05
Gross Loans, 3 Yr. CAGR %	4.3	3.86	5.18	4.02	4.14
Allowance For Loan Losses, 3 Yr. CAGR %	13.2	12.92	14.42	-0.12	0.96
Net Loans, 3 Yr. CAGR %	4.21	3.78	5.1	4.07	4.17
Non Performing Loans, 3 Yr. CAGR %	3.92	2.04	-2.29	-1.52	2.29
Non Performing Assets, 3 Yr. CAGR %	3.92	2.04	-2.29	-1.52	2.29
Total Assets, 3 Yr. CAGR %	5.09	4.69	5.24	3.63	4.08
Total Deposits, 3 Yr CAGR %	3.47	3.4	5.66	3.3	3.42
Tangible Book Value, 3 Yr. CAGR %	1.55	1.56	1.59	4.21	4.67
Common Equity, 3 Yr. CAGR %	1.55	1.56	1.59	4.21	4.67
Total Equity, 3 Yr. CAGR %	1.55	1.56	1.59	4.21	4.67
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	0.23	0.82	2.36	8.49	6.47
Non Interest Income, 5 Yr. CAGR %	-1.01	3.22	-1.03	-4.34	1.34
Provision For Loan Losses, 5 Yr. CAGR %	-1.56	2.64	-18.58	4.45	24.63
Total Revenues, 5 Yr. CAGR %	0.64	1.54	1.58	4.14	5.23
Earnings From Cont. Operations, 5 Yr. CAGR %	3.46	3.55	2.62	6.14	6.1
Net Income, 5 Yr. CAGR %	3.46	3.55	2.62	6.14	6.1
Normalized Net Income, 5 Yr. CAGR %	3.09	3.86	2.53	6.04	5.52
Diluted EPS Before Extra, 5 Yr. CAGR %	-5.62	2.89	2.14	6.34	5.85
Dividend Per Share, 5 Yr. CAGR %	4.41	2.83	2.42	2.82	3.61
Gross Loans, 5 Yr. CAGR %	3.87	3.96	4.4	3.92	4.59
Allowance For Loan Losses, 5 Yr. CAGR %	5.85	7.21	7.3	8.25	8.69
Net Loans, 5 Yr. CAGR %	3.85	3.93	4.37	3.88	4.55
Non Performing Loans, 5 Yr. CAGR %	1.07	1.68	0.76	0.21	1.62
Non Performing Assets, 5 Yr. CAGR %	1.07	1.68	0.76	0.21	1.62
Total Assets, 5 Yr. CAGR %	5.31	4.8	4.41	4.52	4.72
Total Deposits, 5 Yr CAGR %	3.05	3.16	3.61	3.39	4.54
Tangible Book Value, 5 Yr. CAGR %	3.97	2.6	2.35	2.76	3.01
Common Equity, 5 Yr. CAGR %	3.97	2.59	2.35	2.76	3.01
Total Equity, 5 Yr. CAGR %	3.97	2.59	2.35	2.76	3.01