Carl Florio

Director/Board Member at BALLSTON SPA BANCORP, INC.

78 year

Finance

Commercial Services

Consumer Services

Profile

Carl A. Florio is currently Vice Chairman at Paradigm Funds Advisor LLC since 2008.
Mr. Florio serves as Director at AAA Hudson Valley, Inc., University At Albany Foundation, Columbia Children's Center, Hudson River Bank & Trust Foundation, and Ballston Spa Bancorp, Inc. starting in 2026.
Mr. Florio is Trustee at Paradigm Funds since 2002.
Formerly, Mr. Florio was President & Chief Executive Officer at Hudson River Bancorp, Inc. from 1995 to 2005.
Mr. Florio was Independent Director at American Bio Medica Corp.
from 2011 to 2017 and at First Niagara Financial Group, Inc. from 2011 to 2016.
Mr. Florio was President-Eastern New York Region at First Niagara Financial Group, Inc. from 2005 to 2008.
Mr. Florio held Director positions at Kinderhook Bank Corp., WMHT Educational Telecommunications, First Niagara Bank NA, Federal Home Loan Bank of New York, Community Bankers Association of New York State, Inc., Fuller Road Management Corp.
(New York), The National Union Bank of Kinderhook, and Hudson Development Corp.
Mr. Florio completed undergraduate education at The State University of New York in 1971.

Carl Florio active positions

Companies	Position	Start
BALLSTON SPA BANCORP, INC.	Director/Board Member	01/04/2026
Paradigm Funds Advisor LLC Paradigm Funds Advisor LLC Investment ManagersFinance Provides investment advice	Director/Board Member	01/01/2008
Paradigm Funds Paradigm Funds Investment ManagersFinance Provides mutual funds	Director/Board Member	13/09/2002
Hudson River Bank & Trust Foundation Hudson River Bank & Trust Foundation Investment Trusts/Mutual FundsMiscellaneous Provides funding to support charitable causes and community development activities in Columbia County	Director/Board Member	-
AAA Hudson Valley, Inc. AAA Hudson Valley, Inc. Miscellaneous Commercial ServicesCommercial Services Provides travel arrangement and reservation services	Director/Board Member	-
Columbia Children's Center	Director/Board Member	-
University At Albany Foundation	Director/Board Member	-

All active positions of Carl Florio

Former positions of Carl Florio

Companies	Position	End
AMERICAN BIO MEDICA CORPORATION	Director/Board Member	06/04/2017
FIRST NIAGARA FINANCIAL GROUP INC.	Director/Board Member	01/08/2016
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Training of Carl Florio

Experiences
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Private companies

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Linked companies

Private companies	19
American Bio Medica Corp. American Bio Medica Corp. Medical SpecialtiesHealth Technology Manufactures, develops and sells immunoassay diagnostic test kits	Health Technology
First Niagara Financial Group, Inc. First Niagara Financial Group, Inc. Major BanksFinance Operates as a bank holding company	Finance
Hudson River Bancorp, Inc. Hudson River Bancorp, Inc. Savings BanksFinance Provides banking services	Finance
Paradigm Funds Paradigm Funds Investment ManagersFinance Provides mutual funds	Finance
Ballston Spa Bancorp, Inc. Ballston Spa Bancorp, Inc. Major BanksFinance Operates as a financial holding company which provides banking and financial services	Finance
Kinderhook Bank Corp. Kinderhook Bank Corp. Major BanksFinance Operates as a holding company whose subsidiaries provides banking services	Finance
WMHT Educational Telecommunications WMHT Educational Telecommunications BroadcastingConsumer Services Provides television and radio broadcasting services	Consumer Services
First Niagara Bank NA First Niagara Bank NA Major BanksFinance Provides financial and banking services	Finance
Federal Home Loan Bank of New York Federal Home Loan Bank of New York Finance/Rental/LeasingFinance Provides home loans services	Finance
The State University of New York The State University of New York Other Consumer ServicesConsumer Services Functions as a College/University	Consumer Services
Community Bankers Association of New York State, Inc. Community Bankers Association of New York State, Inc. Miscellaneous Commercial ServicesCommercial Services Professional organization for commercial bankers	Commercial Services
AAA Hudson Valley, Inc. AAA Hudson Valley, Inc. Miscellaneous Commercial ServicesCommercial Services Provides travel arrangement and reservation services	Commercial Services
Fuller Road Management Corp. (New York) Fuller Road Management Corp. (New York) Real Estate DevelopmentFinance Real Estate Agents and Managers	Finance
The National Union Bank of Kinderhook The National Union Bank of Kinderhook Major BanksFinance Nationally chartered commercial bank	Finance
Paradigm Funds Advisor LLC Paradigm Funds Advisor LLC Investment ManagersFinance Provides investment advice	Finance
University At Albany Foundation
Columbia Children's Center
Hudson River Bank & Trust Foundation Hudson River Bank & Trust Foundation Investment Trusts/Mutual FundsMiscellaneous Provides funding to support charitable causes and community development activities in Columbia County	Miscellaneous
Hudson Development Corp. Hudson Development Corp. Miscellaneous Commercial ServicesCommercial Services Promotes economic opportunities for businesses and residents to enhance employment opportunities	Commercial Services