X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

Employees

643

Sector

Financial Technology (Fintech)

Calendar

10/09 Ex-dividend date - 0.272 USD

More about the company

Quotes

Date	Price	Change	Volume
27/08/26	USD 5.155	-4.89%	44,084
25/08/26	USD 5.420	-1.45%	49,397
24/08/26	USD 5.500	+2.04%	105,317
21/08/26	USD 5.390	-2.00%	72,045
20/08/26	USD 5.500	+0.36%	45,624

Delayed Quote NYSE

More quotes

Real-time Estimate Cboe BZX 05:41:50 27/08/26 am AEST			5-day change	1st Jan Change
5.150 ^USD	-4.98%		-5.93%	-7.95%

24/08	X Financial, Q2 2026 Earnings Call, Aug 24, 2026
24/08	X Financial Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI

Market Cap	1.4B 209M 179M 168M 154M 290M 19.9B 291M 1.99B 771M 10.04B 784M 767M 33.26B	P/E 2024	1.93x	P/E 2025	1.11x
Enterprise Value	871M 129M 111M 104M 95.28M 180M 12.35B 181M 1.23B 478M 6.23B 486M 476M 20.64B	EV / Sales 2024	0.39x	EV / Sales 2025	0.15x
Free-Float	40.58%	Yield 2024	5.04%	Yield 2025	10%

24/08	X Financial, Q2 2026 Earnings Call, Aug 24, 2026
24/08	X Financial Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2026	CI
24/08	X Financial announces Semi-Annual dividend, payable on September 28, 2026	CI
17/06	X Financial Announces Executive Changes, Effective July 1, 2026	CI
17/06	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT
29/05	X Financial, Q1 2026 Earnings Call, May 28, 2026
28/05	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
28/05	X Financial Reports Earnings Results for the First Quarter Ended March 31, 2026	CI
30/04	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
30/04	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
27/03	X Financial, Q4 2025 Earnings Call, Mar 26, 2026
26/03	X Financial announces Semi-Annual dividend, payable on May 20, 2026	CI
26/03	X Financial Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2025	CI

24/08	X Financial Reports Second Quarter 2026 Unaudited Financial Results	PR
18/08	X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026	PR
17/06	X Financial Announces Leadership Change	PR
28/05	X Financial Reports First Quarter 2026 Unaudited Financial Results	PR
21/05	X Financial to Report First Quarter 2026 Financial Results on May 28, 2026	PR

X Financial Stock

Stocks

XYF

US98372W2026

Financial Technology (Fintech)

Valuation: X Financial

Chart: X Financial

Latest news : X Financial

Last Transcript: X Financial

Press Releases: X Financial

News in other languages: X Financial

Quotes and Performance

Price Extremes

Managers and Directors: X Financial

Latest insider transactions

Financial Technology (Fintech) (NEC)

Financials

Company Profile

Quotes

15/07/22	Enel : insieme a Intesa Sanpaolo perfeziona acquisto della fintech Mooney
20/06/22	Intesa Sanpaolo : feu vert de l'UE pour le rachat de Mooney
20/06/22	Enel : l'UE autorise plusieurs acquisitions
03/05/22	HSBC: L'actionnaire principal Ping An appelle à une scission, le titre grimpe
01/03/22	Toshiba-Chef wirft im Streit um Konzernumbau das Handtuch

1 day	-4.70%
1 week	-5.93%
Current month	+4.35%
1 month	+3.51%
3 months	+16.63%
6 months	+2.69%
Current year	-7.95%

1 week	5.04	5.65
1 month	4.82	5.65
Current year	3.3	6.74
1 year	3.3	15.96
3 years	3.3	20.36
5 years	1.62	20.36
10 years	1.43	60.9

Manager	Title	Age	Since
Yue Tang CEO	Chief Executive Officer	55	05/01/2015
Kan Li PSD	President	52	24/05/2021
Fu Ya Zheng DFI	Director of Finance/CFO	60	24/08/2020

Director	Title	Age	Since
Yue Tang CHM	Chairman	55	05/01/2015
Shao Yong Cheng BRD	Director/Board Member	56	01/12/2017
Zheng Xue BRD	Director/Board Member	55	01/09/2018

Date	Insider	Type	Main position	Quantity	% Market Cap.
1/8/26	Long Gen Zhang	Conversion	Director	90,000	0.0389%
1/8/26	Zheng Xue	Conversion	Director	90,000	0.0389%
18/3/26	Zheng Wan	Other	Director	270,000	0.1166%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
X FINANCIAL	-4.98%	-5.93%	-65.86%	+17.16%	209M
ROBINHOOD MARKETS, INC.	-2.77%	+14.03%	+0.37%	+935.12%	101B
INTUIT INC.	-3.79%	-4.66%	-47.60%	-33.40%	97.78B
ADYEN N.V.	-0.70%	+1.59%	-25.15%	+36.21%	39.75B
AFFIRM HOLDINGS, INC.	-1.60%	-1.11%	-1.90%	+326.02%	26.1B
HITHINK ROYALFLUSH INFORMATION NETWORK CO., LTD.	-0.57%	-7.08%	-24.27%	+84.76%	24.13B
CIRCLE INTERNET GROUP, INC.	-1.93%	+14.54%	-30.24%	-	23.36B
FIDELITY NATIONAL INFORMATION SERVICES, INC.	+0.75%	+0.03%	-41.90%	-27.32%	20.87B
KASPI BANK	-1.08%	+6.20%	+18.00%	+8.20%	20.67B
FUTU HOLDINGS LIMITED	+1.39%	+16.04%	-33.16%	+130.85%	17.61B
Average	-1.51%	+9.30%	-25.17%	+164.18%	37.13B
Weighted average by Cap.	-2.06%	+12.31%	-21.71%	+301.46%

	2024	2025
Net sales	5.87B 873M 750M 704M 643M 1.21B 83.3B 1.22B 8.33B 3.23B 42.02B 3.28B 3.21B 139B	7.64B 1.14B 975M 915M 836M 1.58B 108B 1.59B 10.83B 4.2B 54.67B 4.27B 4.17B 181B
Net income	1.54B 229M 197M 185M 169M 318M 21.84B 320M 2.18B 846M 11.02B 860M 841M 36.5B	1.46B 218M 187M 175M 160M 302M 20.78B 304M 2.08B 805M 10.48B 818M 800M 34.72B
Net Debt	-616M -91.6M -78.62M -73.79M -67.4M -127M -8.74B -128M -873M -338M -4.41B -344M -336M -14.6B	-532M -79.19M -67.97M -63.8M -58.27M -110M -7.55B -110M -755M -293M -3.81B -297M -291M -12.62B