X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

Employees

643

Sector

Financial Technology (Fintech)

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Quotes

Date	Price	Change	Volume
20/07/26	USD 4.640	0.00%	24,244
17/07/26	USD 4.640	-2.52%	48,705
16/07/26	USD 4.760	+1.71%	61,238
15/07/26	USD 4.680	+1.08%	28,394
14/07/26	USD 4.630	+0.33%	65,601

Delayed Quote NYSE

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Market Closed - NYSE Other stock markets 06:00:02 21/07/26 am AEST			5-day change	1st Jan Change
4.640 ^USD	0.00%		+0.54%	-17.14%

17/06	X Financial Announces Executive Changes, Effective July 1, 2026	CI
17/06	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT

Market Cap	1.21B 179M 157M 145M 133M 251M 17.23B 255M 1.73B 679M 8.43B 671M 656M 29.05B	P/E 2024	1.93x	P/E 2025	1.11x
Enterprise Value	678M 100M 87.73M 81.09M 74.58M 141M 9.65B 143M 970M 380M 4.72B 376M 368M 16.27B	EV / Sales 2024	0.39x	EV / Sales 2025	0.15x
Free-Float	40.58%	Yield 2024	5.04%	Yield 2025	10%

17/06	X Financial Announces Executive Changes, Effective July 1, 2026	CI
17/06	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT
29/05	X Financial, Q1 2026 Earnings Call, May 28, 2026
28/05	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
28/05	X Financial Reports Earnings Results for the First Quarter Ended March 31, 2026	CI
30/04	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
30/04	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
27/03	X Financial, Q4 2025 Earnings Call, Mar 26, 2026
26/03	X Financial announces Semi-Annual dividend, payable on May 20, 2026	CI
26/03	X Financial Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2025	CI
26/03	X financial reports fourth quarter and fiscal year 2025 unaudited financial results	RE
22/11	X Financial, Q3 2025 Earnings Call, Nov 21, 2025
21/11	X Financial Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI

17/06	X Financial Announces Leadership Change	PR
28/05	X Financial Reports First Quarter 2026 Unaudited Financial Results	PR
21/05	X Financial to Report First Quarter 2026 Financial Results on May 28, 2026	PR
11/05	X Financial : Initial Statement of Beneficial Ownership (Form 3)	PU
11/05	X Financial : Initial Statement of Beneficial Ownership (Form 3)	PU

X Financial Stock

Stocks

XYF

US98372W2026

Financial Technology (Fintech)

Valuation: X Financial

Chart: X Financial

Latest news : X Financial

Last Transcript: X Financial

Press Releases: X Financial

News in other languages: X Financial

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Managers and Directors: X Financial

Latest insider transactions

Financial Technology (Fintech) (NEC)

Financials

Company Profile

Quotes

Income Statement and Estimates

15/07/22	Enel : insieme a Intesa Sanpaolo perfeziona acquisto della fintech Mooney
20/06/22	Intesa Sanpaolo : feu vert de l'UE pour le rachat de Mooney
20/06/22	Enel : l'UE autorise plusieurs acquisitions
03/05/22	HSBC: L'actionnaire principal Ping An appelle à une scission, le titre grimpe
01/03/22	Toshiba-Chef wirft im Streit um Konzernumbau das Handtuch

1 week	+0.54%
Current month	-4.13%
1 month	-3.53%
3 months	-2.73%
6 months	-22.67%
Current year	-17.14%

1 week	4.59	4.86
1 month	4.59	5.17
Current year	3.3	6.74
1 year	3.3	18.61
3 years	3.3	20.36
5 years	1.62	20.36
10 years	1.42	60.9

Manager	Title	Age	Since
Yue Tang CEO	Chief Executive Officer	55	05/01/2015
Kan Li PSD	President	52	24/05/2021
Fu Ya Zheng DFI	Director of Finance/CFO	60	24/08/2020

Director	Title	Age	Since
Yue Tang CHM	Chairman	55	05/01/2015
Zheng Xue BRD	Director/Board Member	55	01/09/2018
Long Gen Zhang BRD	Director/Board Member	63	01/09/2018

Date	Insider	Type	Main position	Quantity	% Market Cap.
15/6/26	Zheng Wan	Sell	Director	-180,000	0.0777%
1/6/26	Zheng Wan	Conversion	Director	90,000	0.0389%
18/3/26	Yufan Jiang	Other	Executive/Senior Manager	1,212,486	0.5237%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
X FINANCIAL	0.00%	+0.54%	-74.55%	+5.22%	179M
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FIDELITY NATIONAL INFORMATION SERVICES, INC.	+0.86%	+0.81%	-47.38%	-30.91%	21.66B
KASPI BANK	+0.27%	-0.59%	+2.55%	+8.29%	16.71B
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BILLIONBRAINS GARAGE VENTURES LIMITED	-2.34%	-2.28%	-	-	13.57B
Average	+0.31%	-1.05%	-31.56%	+126.07%	31.63B
Weighted average by Cap.	+0.50%	-2.82%	-28.44%	+231.58%

	2024	2025
Net sales	5.87B 867M 760M 703M 646M 1.22B 83.62B 1.24B 8.4B 3.29B 40.91B 3.26B 3.19B 141B	7.64B 1.13B 989M 914M 841M 1.59B 109B 1.61B 10.93B 4.28B 53.23B 4.24B 4.14B 183B
Net income	1.54B 227M 199M 184M 169M 320M 21.93B 325M 2.2B 864M 10.73B 854M 835M 36.97B	1.46B 216M 190M 175M 161M 304M 20.86B 309M 2.1B 821M 10.2B 812M 794M 35.16B
Net Debt	-616M -90.95M -79.72M -73.69M -67.77M -128M -8.77B -130M -881M -345M -4.29B -342M -334M -14.78B	-532M -78.63M -68.92M -63.7M -58.59M -111M -7.58B -112M -762M -299M -3.71B -295M -289M -12.78B