Financials Synchrony Financial

Stocks

SYF

US87165B1035

Consumer Lending

Market Closed - NYSE 06:00:03 21/07/26 am AEST Pre-market 09:16:18 pm
73.41 USD -0.29% Intraday chart for Synchrony Financial 73.85 +0.60%

Projected Income Statement: Synchrony Financial

Forecast Balance Sheet: Synchrony Financial

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 1 6,170 3,897 1,723 751 209 3,156 7,294 9,976
Change - -36.84% -55.79% -56.41% -72.17% 1,410.05% 131.12% 36.77%
Announcement Date 28/1/22 23/1/23 23/1/24 28/1/25 27/1/26 - - -
1USD in Million
Estimates

Cash Flow Forecast: Synchrony Financial

Fiscal Period: December 2026 2027
CAPEX 1 - -
Change - -
Free Cash Flow (FCF) 1 3,081 3,055
Change - -0.83%
Announcement Date - -
1USD in Million
Estimates

Forecast Financial Ratios: Synchrony Financial

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

        
EBITDA Margin (%) - - - - - - - -
EBIT Margin (%) 61.12% 62.85% 65.08% 69.99% 65.72% 65.63% 66.23% 66.57%
EBT Margin (%) 53.99% 33.94% 21.31% 28.24% 30.85% 26.94% 25.72% 25.22%
Net margin (%) 41% 25.48% 16.12% 21.25% 23.16% 20.16% 19.18% 18.71%
FCF margin (%) - - - - - 20.13% 18.98% -
FCF / Net Income (%) - - - - - 99.88% 98.97% -

Profitability

        
ROA 4.5% 3.1% 2% 2.9% 3% 2.54% 2.45% 2.39%
ROE 30.8% 22.6% 16.4% 22.5% 21.1% 19.57% 19.82% 20.04%

Financial Health

        
Leverage (Debt/EBITDA) - - - - - - - -
Debt / Free cash flow - - - - - 1.02x 2.39x -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 12.47 13.85 - - - - - -
Change - 11.05% - - - - - -
Dividend per Share 1 0.88 0.9 0.96 1 1.15 1.277 1.414 1.578
Change - 2.27% 6.67% 4.17% 15% 11.05% 10.75% 11.55%
Book Value Per Share 1 24.53 27.7 32.36 39.55 44.74 48.79 54.28 60.49
Change - 12.92% 16.82% 22.22% 13.12% 9.06% 11.24% 11.43%
EPS 1 7.34 6.15 5.19 8.55 9.28 9.331 10.5 11.98
Change - -16.21% -15.61% 64.74% 8.54% 0.55% 12.55% 14.12%
Nbr of stocks (in thousands) 547,259 450,541 413,804 389,344 360,171 336,370 336,370 336,370
Announcement Date 28/1/22 23/1/23 23/1/24 28/1/25 27/1/26 - - -
1USD
Estimates
2026 *2027 *
P/E 7.87x 6.99x
PBR 1.5x 1.35x
EV / Sales 1.82x 1.99x
Yield 1.74% 1.93%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
73.41USD
Average target price
89.83USD
Spread / Average Target
+22.36%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. SYF Stock
  4. Financials Synchrony Financial