Business description: Synchrony Financial

Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas:

- embossing and issuing of credit cards;

- payment processing;

- printing and mailing of credit card statements;

- other: consumer loans, health care services, etc.

Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle

At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.

Number of employees: 20,000

Sales by Activity: Synchrony Financial

Fiscal Period: December 2021 (USD) 2022 (USD) 2023 (USD) 2024 (USD) 2025 (USD)

Thrift / Savings and Loan Institutions

9.47B 8.3B 7.66B 9.39B 9.76B

Geographical breakdown of sales: Synchrony Financial

Fiscal Period: December 2021 (USD) 2022 (USD) 2023 (USD) 2024 (USD) 2025 (USD)

United States

15.23B 16.88B 19.9B 21.6B 21.7B

Executive Committee: Synchrony Financial

Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Chief Tech/Sci/R&D Officer - 29/06/2026
Investor Relations Contact - -

Composition of the Board of Directors: Synchrony Financial

Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Director/Board Member 71 01/11/2015
Director/Board Member 72 01/11/2015
Director/Board Member 67 01/11/2015
Director/Board Member 74 01/04/2016
Director/Board Member 68 24/07/2019
Director/Board Member 69 22/07/2020
Director/Board Member 46 01/04/2022

Shareholders: Synchrony Financial

NameStocks%Valuation
Capital Research & Management Co. (World Investors)
10.05 %
33,796,907 10.05 % 2 570 M $
Vanguard Capital Management LLC
6.718 %
22,597,816 6.718 % 1 719 M $
BlackRock Advisors LLC
6.39 %
21,493,080 6.39 % 1 635 M $
Vanguard Portfolio Management LLC
5.501 %
18,504,717 5.501 % 1 407 M $
5.269 %
17,724,629 5.269 % 1 348 M $
NameStocks%Valuation
Flaherty & Crumrine, Inc.
3.247 %
649,500 3.247 % 17 M $
Shikiar Asset Management, Inc.
1.1 %
219,980 1.1 % 6 M $
PIMCO Europe Ltd.
0.4125 %
82,500 0.4125 % 2 M $
Taiwan Cooperative Securities Investment Trust Co., Ltd.
0.055 %
11,003 0.055 % 284 648 $
Manulife Investment Management (Taiwan) Co. Ltd.
0.04 %
8,002 0.04 % 207 012 $
NameStocks%Valuation
Flaherty & Crumrine, Inc.
1.863 %
559,000 1.863 % 10 M $

Company details: Synchrony Financial

Synchrony Financial

777 Long Ridge Road

06902-1250, Stamford

+203 585 2400

http://www.synchrony.com
address Synchrony Financial(SYF)

Group companies: Synchrony Financial

NameCategory and Sector
Information Technology Services
Financial Conglomerates
Savings Banks

Other Consumer Lending

Change 5-day change 1-year change 3-year change Capi.($)
+1.44%-4.76%+3.53%+105.73% 24.37B
+0.21%-0.85%+9.54%+37.60% 66.53B
-0.94%-8.59%+1.90%+38.01% 40.72B
-0.41%+0.66%-5.41%+19.77% 32.12B
+0.35%-1.41%+56.77%+190.30% 25.77B
-2.80%-1.50%-14.06%+100.11% 24.09B
-0.23%+0.86%-25.90% - 16.75B
+0.07%+1.12%+18.16%+57.52% 16.16B
+0.10%+3.31% - - 15.94B
-2.27%+0.12%+15.83%+137.90% 13.17B
Average -0.41%-0.83%+6.71%+85.87% 27.56B
Weighted average by Cap. -0.30%-1.71%+7.00%+71.30%
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
72.44USD
Average target price
89.96USD
Spread / Average Target
+24.18%

Quarterly revenue - Rate of surprise

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