Valuation: OSB Group Plc

Market Cap 1.94B 2.6B 2.26B 2.11B 3.66B 248B 3.72B 24.91B 9.76B 124B 9.78B 9.56B 408B P/E 2026 *
7.27x
P/E 2027 * 6.34x
Enterprise Value 1.94B 2.6B 2.26B 2.11B 3.66B 248B 3.72B 24.91B 9.76B 124B 9.78B 9.56B 408B EV / Sales 2026 *
2.8x
EV / Sales 2027 * 2.64x
Free-Float
99.48%
Yield 2026 *
6.53%
Yield 2027 * 6.83%

Last Transcript: OSB Group Plc

1 month+12.33%
3 months+2.33%
6 months-6.86%
Current year-6.86%
1 month 7.29
Extreme 7.29
7.47
Current year 6.65
Extreme 6.65
8.08
1 year 6.65
Extreme 6.65
8.08
3 years 4.45
Extreme 4.45
8.08
5 years 4.45
Extreme 4.45
8.08
10 years 2.77
Extreme 2.7684
8.08
Manager TitleAgeSince
Chief Executive Officer 57 01/12/2011
Director of Finance/CFO - 10/05/2024
Chief Operating Officer - 01/09/2025
Director TitleAgeSince
Director/Board Member 57 01/12/2011
Chairman 71 04/02/2020
Director/Board Member 67 04/01/2022
Change 5-day change 1-year change 3-year change Capi.($)
-.--%-.--% - - 2.6B
+2.03%+3.92%+38.17%+177.32% 33.69B
+0.08%+3.35%+27.64%+26.79% 11.43B
+1.22%+3.53% - - 4.87B
+1.68%+1.17%+51.69%+92.56% 4.19B
+1.31%-9.55%-20.29%+3.58% 3.97B
+2.46%-5.74%+24.60%+217.70% 3.51B
0.00%-1.16%-1.70%+37.52% 3.24B
-1.07%-5.94%-13.15%+20.31% 3B
-2.47%-0.43%+36.78%+72.56% 2.98B
Average +0.56%-0.85%+17.97%+81.04% 7.88B
Weighted average by Cap. +1.18%+1.86%+28.62%+118.87%

Financials

2026 *2027 *
Net sales 693M 931M 809M 755M 1.31B 88.73B 1.33B 8.91B 3.49B 44.25B 3.5B 3.42B 146B 733M 984M 856M 799M 1.38B 93.83B 1.41B 9.42B 3.69B 46.79B 3.7B 3.62B 154B
Net income 276M 370M 322M 301M 520M 35.31B 529M 3.54B 1.39B 17.61B 1.39B 1.36B 58.08B 299M 401M 348M 325M 563M 38.21B 573M 3.84B 1.5B 19.06B 1.51B 1.47B 62.85B
Net Debt - -
Logo OSB Group Plc
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Employees
2,489
Sector
Banks
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
5.680GBP
Average target price
6.780GBP
Spread / Average Target
+19.37%

Annual profits - Rate of surprise