Balance Sheet Korea Investment Holdings Co., Ltd.

Stocks

A071050

KR7071050009

Investment Banking & Brokerage Services

End-of-day quote Korea S.E. Other stock markets 16/07/2026			5-day change	1st Jan Change
229,000.00 ^KRW	-2.55%		-4.18%	+41.62%

25/06	Strong Chip Stock Gains Push South Korean Markets Higher; Samsung Adds Over 5%, SK Hynix 13%	MT
25/06	Fitch Assigns Korea Investment & Securities Long-term Credit Rating of BBB	MT

3a4a1f47b4d7b13abab4010ddc4c2007._1cyHd6_PrNHqOjbo8gpg2rcaNYGb66R_56Vd2J5Yok.kREBX4bUTNcC-qGv6KpPrl-oGKBzPJ_YoNitRTUzUcaJb0tf6skG3hXAjw

Published financial data: KOREA INVESTMENT HOLDINGS CO., LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Interest Income On Loans	-	-	-	-	-
Interest Income On Investments	1,734B	2,432B	3,558B	3,986B	4,410B
Interest Income, Total	1,734B	2,432B	3,558B	3,986B	4,410B
Interest On Deposits	100B	204B	402B	362B	334B
Total Interest On Borrowings	420B	1,006B	1,890B	2,118B	2,110B
Interest Expense, Total	520B	1,210B	2,292B	2,481B	2,444B
Net Interest Income	1,214B	1,222B	1,266B	1,505B	1,966B
Income From Trading Activities	-	-	-	-	-
Gain (Loss) on Sale of Assets	12.9B	-1.97B	-3.72B	27.38B	67.78B
Gain (Loss) on Sale of Invest. & Securities - (Rev)	150B	-1,574B	1,096B	476B	2,357B
Income (Loss) on Equity Invest. (Income Block)	913B	270B	271B	335B	414B
Total Other Non Interest Income	10,234B	19,593B	14,870B	14,912B	10,875B
Non Operating Income (Expenses)	14.19B	13.38B	6.23B	13.06B	14.31B
Non Interest Income, Total	11,324B	18,300B	16,240B	15,763B	13,728B
Revenues Before Provison For Loan Losses	12,538B	19,523B	17,506B	17,268B	15,693B
Provision For Loan Losses	130B	258B	717B	322B	479B
Total Revenues	12,408B	19,265B	16,789B	16,945B	15,214B
Salaries And Other Employee Benefits	810B	740B	664B	896B	1,060B
Amort. of Goodwill & Intang. Assets	12.42B	18.52B	23.62B	24.84B	28.35B
Occupancy Expense	66.01B	72.78B	77.73B	87.2B	102B
Selling General & Admin Expenses, Total	267B	309B	339B	361B	386B
Total Other Non Interest Expense	8,831B	17,463B	14,792B	14,166B	10,900B
Non Operating (Income) Expenses	4.18B	16.33B	6.83B	10.6B	14.52B
Non Interest Expense, Total	9,990B	18,619B	15,903B	15,547B	12,491B
EBT, Excl. Unusual Items	2,417B	646B	886B	1,399B	2,724B
EBT, Incl. Unusual Items	2,417B	646B	886B	1,399B	2,724B
Income Tax Expense	653B	6.03B	178B	353B	699B
Earnings From Continuing Operations	1,765B	640B	708B	1,046B	2,024B
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	1,765B	640B	708B	1,046B	2,024B
Minority Interest	-151M	-2.96B	-1.09B	-6.13B	-3.92B
Net Income - (IS)	1,764B	637B	707B	1,040B	2,020B
Preferred Dividend and Other Adjustments	-	-	68.82B	101B	196B
Net Income to Common Incl Extra Items	1,764B	637B	638B	939B	1,824B
Net Income to Common Excl. Extra Items	1,764B	637B	638B	939B	1,824B
Per Share Items
Net EPS - Basic	30.21K	10.9K	10.93K	16.07K	31.24K
Basic EPS - Continuing Operations	30.21K	10.9K	10.93K	16.07K	31.24K
Basic Weighted Average Shares Outstanding	58.41M	58.43M	58.4M	58.4M	58.4M
Net EPS - Diluted	30.21K	10.9K	10.93K	16.07K	31.24K
Diluted EPS - Continuing Operations	30.21K	10.9K	10.93K	16.07K	31.24K
Diluted Weighted Average Shares Outstanding	58.41M	58.43M	58.4M	58.4M	58.4M
Normalized Basic EPS	25.86K	6.86K	9.46K	14.87K	29.08K
Normalized Diluted EPS	25.86K	6.86K	9.46K	14.87K	29.08K
Dividend Per Share	6.15K	2.3K	2.65K	3.98K	8.69K
Payout Ratio	9.95	56.44	19.05	14.92	11.79
Supplemental Items
Effective Tax Rate - (Ratio)	27	0.93	20.07	25.24	25.67
Normalized Net Income	1,511B	401B	553B	868B	1,698B
Non-Cash Pension Expense	13.11B	11.93B	-1.15B	-973M	-

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	15,305B	14,673B	13,845B	15,481B	20,820B
Investment Securities, Total	3,297B	4,321B	4,260B	4,831B	4,565B
Trading Asset Securities, Total	42,513B	42,020B	52,849B	61,962B	77,215B
Total investments	45,810B	46,341B	57,109B	66,793B	81,780B
Gross Loans	18,674B	22,052B	23,016B	24,793B	29,894B
Allowance For Loan Losses	-321B	-513B	-941B	-1,071B	-1,155B
Net Loans	18,353B	21,539B	22,074B	23,722B	28,739B
Gross Property Plant And Equipment	676B	725B	732B	853B	968B
Accumulated Depreciation	-296B	-325B	-364B	-369B	-441B
Net Property Plant And Equipment	380B	400B	368B	483B	527B
Goodwill	25.08B	45B	25.19B	25.91B	118B
Other Intangibles, Total	56.35B	75.43B	81.08B	84.65B	92.45B
Investment in Real Estate	152B	145B	2.79B	2.76B	3.22B
Accrued Interest Receivable	282B	415B	513B	726B	745B
Other Receivables	1,398B	2,184B	1,549B	1,587B	2,913B
Other Current Assets, Total	124B	221B	258B	209B	325B
Deferred Tax Assets Long-Term (Collected)	483M	88.52B	1.52B	74.9B	2.86B
Deferred Charges Long-Term	38.58B	57.32B	62.93B	54.8B	52.38B
Other Long-Term Assets, Total	113B	124B	12.44B	-23.24B	44.33B
Total Assets	82,037B	86,309B	95,901B	109,220B	136,162B
Liabilities
Accrued Expenses, Total	555B	594B	695B	952B	1,117B
Interest Bearing Deposits	14,768B	13,938B	13,656B	16,139B	19,809B
Total Deposits	14,768B	13,938B	13,656B	16,139B	19,809B
Short-Term Borrowings	24,877B	16,490B	23,140B	27,656B	30,651B
Long-Term Debt	18,299B	32,302B	35,981B	40,049B	50,555B
Current Income Taxes Payable	303B	94.8B	6.85B	321B	190B
Other Current Liabilities - (Bank / Utility Template)	12,129B	11,146B	11,140B	11,586B	16,889B
Unearned Revenue Non Current	116B	119B	199B	200B	203B
Pension & Other Post Retirement Benefits	8.68B	-	-	5.51B	1.65B
Deferred Tax Liability Non-Current	241B	68.45M	89.6B	1.59B	178B
Other Non Current Liabilities	3,311B	3,918B	2,548B	2,575B	4,469B
Total Liabilities	74,608B	78,603B	87,456B	99,486B	124,062B
Common Stock, Total	308B	308B	308B	308B	308B
Additional Paid In Capital	604B	598B	598B	598B	173B
Retained Earnings	6,302B	6,579B	7,151B	8,036B	10,283B
Treasury Stock	-50.14B	-50.14B	-50.14B	-50.14B	-50.14B
Comprehensive Income and Other	235B	245B	367B	759B	1,297B
Total Common Equity	7,398B	7,679B	8,374B	9,651B	12,010B
Minority Interest	29.95B	26.29B	71.4B	83.79B	89.22B
Total Equity	7,428B	7,706B	8,445B	9,735B	12,099B
Total Liabilities And Equity	82,037B	86,309B	95,901B	109,220B	136,162B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	58.4M	58.4M	58.4M	58.4M	58.4M
ECS Total Common Shares Outstanding	58.4M	58.4M	58.4M	58.4M	58.4M
Book Value / Share	127K	132K	143K	165K	206K
Tangible Book Value	7,317B	7,559B	8,267B	9,540B	11,800B
Tangible Book Value Per Share	125K	129K	142K	163K	202K
Total Debt	43,175B	48,792B	59,121B	67,705B	81,206B
Deposits at Interest - Cash	2,572B	2,974B	3,719B	3,148B	-
Debt Equivalent of Unfunded Proj. Benefit Obligation	8.68B	-8.86B	-6.44B	5.51B	-
Net Debt	-14,642B	-7,901B	-7,573B	-9,738B	-16,829B
Equity Method Investments, Total	3,297B	4,321B	4,260B	4,831B	4,565B
Full Time Employees	-	-	-	-	-

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	1,764B	637B	707B	1,040B	2,020B
Depreciation, Depletion & Amortization	61.48B	66.52B	69.87B	78.39B	93.04B
Amortization of Goodwill and Intangible Assets - (CF)	12.42B	18.52B	23.62B	24.84B	28.35B
Total Depreciation, Depletion & Amortization	73.89B	85.03B	93.48B	103B	121B
Gain (Loss) on Sale of Loans & Receivables - (CF)	-	-	-	-	-
(Gain) Loss On Sale of Asset - (CF)	-16.07B	-6.96B	-18.16B	-26.09B	-73.92B
(Gain) Loss on Sale of Investments - (CF)	310B	1,744B	116B	166B	-73.17B
Provision for Credit Losses	130B	258B	717B	322B	479B
(Income) Loss On Equity Investments - (CF)	-870B	-94B	-44.89B	-169B	-305B
Change in Trading Asset Securities	-1,684B	2,943B	-10,983B	-10,140B	-17,495B
Change in Other Net Operating Assets (Collected)	-5,811B	-7,526B	2,355B	-1,812B	4,456B
Other Operating Activities	238B	-1,819B	52.23B	259B	-409B
Cash from Operations	-5,864B	-3,780B	-7,006B	-10,256B	-11,279B
Capital Expenditure	-20.1B	-24.29B	-21.29B	-40.45B	-15.67B
Sale of Property, Plant, and Equipment	191M	304M	5.12B	2.51B	228M
Cash Acquisitions	414B	293B	68.53B	123B	78.73B
Purchase / Sale of Intangible Assets	-10.17B	-31.8B	-24.25B	-11.3B	-17.72B
Investment in Marketable and Equity Securities, Total	-2,733B	-38.11B	-1,202B	2,382B	273B
Net (Increase) Decrease in Loans Originated / Sold - Investing	-1.22B	-6.41B	10.54M	31.37M	186M
Other Investing Activities, Total	-13.61B	-9.71B	-6.44B	-7.47B	-1.48B
Cash from Investing	-2,364B	183B	-1,180B	2,448B	318B
Long-Term Debt Issued, Total	7,484B	5,248B	10,789B	8,363B	10,898B
Total Debt Issued	7,484B	5,248B	10,789B	8,363B	10,898B
Long-Term Debt Repaid, Total	-43.24B	-37.74B	-1,489B	-3,551B	-3,222B
Total Debt Repaid	-43.24B	-37.74B	-1,489B	-3,551B	-3,222B
Common Dividends Paid	-176B	-359B	-135B	-155B	-238B
Common & Preferred Stock Dividends Paid	-176B	-359B	-135B	-155B	-238B
Net Increase (Decrease) in Deposit Accounts - (CF)	1,613B	-830B	-281B	2,482B	3,672B
Other Financing Activities, Total	6.58M	-12.91B	45.09B	614M	2.62B
Cash from Financing	8,879B	4,008B	8,929B	7,140B	11,113B
Foreign Exchange Rate Adjustments	11.41B	-6.51B	538M	97.18B	-14.65B
Net Change in Cash	663B	404B	744B	-571B	137B
Supplemental Items
Cash Interest Paid	501B	1,199B	2,037B	2,424B	2,536B
Cash Income Tax Paid (Refund)	442B	541B	193B	149B	710B
Net Debt Issued / Repaid	7,441B	5,210B	9,299B	4,812B	7,677B

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	2.31	0.76	0.78	1.02	1.65
Return On Equity %	27.02	8.46	8.77	11.51	18.54
Return on Common Equity	27.12	8.45	7.95	10.42	16.84
Shareholders Value Added	996B	-249B	-233B	-16.89B	749B
Margin Analysis
SG&A Margin	9.21	5.82	6.44	7.94	10.17
Net Interest Income / Total Revenues %	9.78	6.34	7.54	8.88	12.92
EBT Excl. Non-Recurring Items Margin %	19.48	3.35	5.28	8.26	17.9
Income From Continuing Operations Margin %	14.22	3.32	4.22	6.17	13.31
Net Income Margin %	14.22	3.31	4.21	6.14	13.28
Net Avail. For Common Margin %	14.22	3.31	3.8	5.54	11.99
Normalized Net Income Margin	12.17	2.08	3.29	5.12	11.16
Asset quality
Nonperforming Loans / Total Loans %	1.18	1.59	4.02	5.17	-
Nonperforming Loans / Total Assets %	0.27	0.41	0.96	1.17	-
Nonperforming Assets / Total Assets %	0.27	0.41	0.96	1.17	-
NPAs / Loans and OREO	1.18	1.59	4.02	5.17	-
NPAs / Equity	2.97	4.54	10.95	13.16	-
Allowance for Credit Losses / Net Charge-offs %	5.71K	4.35K	1.16K	995.96	-
Allowance for Credit Losses / Nonperforming Loans %	145.7	146.42	101.77	83.56	-
Allowance for Credit Losses / Total Loans %	1.72	2.33	4.09	4.32	3.86
Provision for Loan Losses / Net Charge-offs %	2.32K	2.19K	885.9	299.7	-
Capital And Funding
Total Average Common Equity / Total Average Assets %	8.53	8.96	8.81	8.79	8.83
Total Average Equity / Total Average Assets %	8.57	8.99	8.86	8.86	8.9
Total Equity + Allowance for Loan Losses / Total Loans %	41.34	37.15	40.47	43.24	44.04
Gross Loans / Total Deposits %	126.45	158.21	168.53	153.62	150.91
Net Loans / Total Deposits %	124.27	154.53	161.64	146.99	145.08
Total Capital Ratio %	-	-	-	-	-
Coverage Ratio	145.7	146.42	101.77	83.56	-
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	6.75	1.64	1.47	1.66	2.29
EBT + Interest Expense / Interest Expense	5.65	1.53	1.39	1.56	2.11
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	9.21	0.7	0.58	18.88	30.61
Non Interest Income, 1 Yr. Growth %	-18.79	61.6	-11.08	-2.94	6.19
Provision For Loan Losses, 1 Yr. Growth %	9.42	97.51	178.17	-55.03	48.74
Total Revenues, 1 Yr. Growth %	-16.93	55.27	-12.85	0.93	7.82
Earnings From Cont. Operations, 1 Yr. Growth %	105.17	-63.74	10.67	47.71	93.56
Net Income, 1 Yr. Growth %	104.34	-63.91	11.01	47.07	94.32
Normalized Net Income, 1 Yr. Growth %	101.28	-73.47	37.9	57.12	95.62
Diluted EPS Before Extra, 1 Yr. Growth %	104.38	-63.92	0.21	32.77	75.46
Dividend Per Share, 1 Yr. Growth %	105	-62.6	15.22	50.19	118.34
Gross Loans, 1 Yr. Growth %	24.47	18.09	4.37	7.72	20.57
Allowance For Loan Losses, 1 Yr. Growth %	47.29	59.59	83.56	13.77	7.88
Net Loans, 1 Yr. Growth %	24.14	17.36	2.49	7.46	21.15
Non Performing Loans, 1 Yr. Growth %	35.25	58.81	132.68	38.56	-
Non Performing Assets, 1 Yr. Growth %	35.25	58.81	132.68	38.56	-
Total Assets, 1 Yr. Growth %	16.47	5.21	11.11	13.89	24.67
Total Deposits, 1 Yr Growth %	12.26	-5.62	-2.02	18.18	22.74
Tangible Book Value, 1 Yr. Growth %	32.24	3.31	9.37	15.4	23.68
Common Equity, 1 Yr. Growth %	31.83	3.8	9.04	15.25	24.45
Total Equity, 1 Yr. Growth %	31.88	3.74	9.59	15.27	24.29
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	17.29	4.87	2.12	9.35	24.61
Non Interest Income, 2 Yr. CAGR %	13.11	14.56	19.75	-7.1	-8.06
Provision For Loan Losses, 2 Yr. CAGR %	58	47.01	134.4	11.84	-18.22
Total Revenues, 2 Yr. CAGR %	13.21	13.57	16.32	-6.21	-4.81
Earnings From Cont. Operations, 2 Yr. CAGR %	52.46	-13.75	-36.65	27.85	69.09
Net Income, 2 Yr. CAGR %	44.49	-14.12	-36.7	27.77	69.05
Normalized Net Income, 2 Yr. CAGR %	51.11	-26.93	-39.52	47.2	75.32
Diluted EPS Before Extra, 2 Yr. CAGR %	52.67	-14.12	-39.85	21.41	60.64
Dividend Per Share, 2 Yr. CAGR %	45.63	-12.44	-34.36	31.55	81.09
Gross Loans, 2 Yr. CAGR %	22.85	21.24	11.02	6.03	13.97
Allowance For Loan Losses, 2 Yr. CAGR %	44.61	53.32	71.16	44.51	10.79
Net Loans, 2 Yr. CAGR %	22.55	20.7	9.67	4.95	14.1
Non Performing Loans, 2 Yr. CAGR %	-	46.56	104.8	79.55	-
Non Performing Assets, 2 Yr. CAGR %	-	46.56	104.8	79.55	-
Total Assets, 2 Yr. CAGR %	16.19	10.69	8.12	12.49	19.16
Total Deposits, 2 Yr CAGR %	49.7	2.93	-3.84	7.61	20.44
Tangible Book Value, 2 Yr. CAGR %	21.85	16.89	6.3	12.34	19.47
Common Equity, 2 Yr. CAGR %	21.6	16.98	6.39	12.1	19.76
Total Equity, 2 Yr. CAGR %	21.49	16.97	6.63	12.4	19.7
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	17.04	11.47	4.43	7.43	16.02
Non Interest Income, 3 Yr. CAGR %	19.7	27.4	5.21	11.65	-9.08
Provision For Loan Losses, 3 Yr. CAGR %	37.45	70.21	81.83	35.19	22.99
Total Revenues, 3 Yr. CAGR %	19.29	25.78	3.97	10.95	-7.57
Earnings From Cont. Operations, 3 Yr. CAGR %	48.68	-5.54	-6.28	-16	46.81
Net Income, 3 Yr. CAGR %	49.36	-9	-6.45	-16.16	46.94
Normalized Net Income, 3 Yr. CAGR %	47.3	-15.39	-9.7	-16.86	61.83
Diluted EPS Before Extra, 3 Yr. CAGR %	47.46	-5.61	-9.58	-18.97	42.02
Dividend Per Share, 3 Yr. CAGR %	50.61	-7.44	-4.05	-13.5	55.75
Gross Loans, 3 Yr. CAGR %	-1.06	21.24	15.33	9.91	10.67
Allowance For Loan Losses, 3 Yr. CAGR %	27.75	49.44	62.8	49.37	31.09
Net Loans, 3 Yr. CAGR %	-1.36	20.79	14.3	8.93	10.09
Non Performing Loans, 3 Yr. CAGR %	0.67	-	78.35	79.79	-
Non Performing Assets, 3 Yr. CAGR %	0.67	-	78.35	79.79	-
Total Assets, 3 Yr. CAGR %	8.63	12.41	10.83	10.01	16.41
Total Deposits, 3 Yr CAGR %	-4.7	28.36	1.25	3	12.43
Tangible Book Value, 3 Yr. CAGR %	20.17	15.33	14.33	9.25	16
Common Equity, 3 Yr. CAGR %	19.67	15.35	14.27	9.26	16.08
Total Equity, 3 Yr. CAGR %	14.89	15.26	14.46	9.43	16.23
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	20.41	14.11	10.83	11.27	12.08
Non Interest Income, 5 Yr. CAGR %	22.27	29.45	19.72	12.23	-0.31
Provision For Loan Losses, 5 Yr. CAGR %	311.16	218.83	70.17	43.89	32.09
Total Revenues, 5 Yr. CAGR %	21.83	27.74	18.09	11.85	0.37
Earnings From Cont. Operations, 5 Yr. CAGR %	45.44	6.68	5.69	6.62	18.67
Net Income, 5 Yr. CAGR %	44.54	4.53	5.95	4.23	18.53
Normalized Net Income, 5 Yr. CAGR %	44.77	-2.26	3.17	5.59	17.74
Diluted EPS Before Extra, 5 Yr. CAGR %	44.57	4.54	3.01	4.4	16.15
Dividend Per Share, 5 Yr. CAGR %	-	-	8.04	6.54	23.7
Gross Loans, 5 Yr. CAGR %	28.03	12.29	3.61	14.91	14.78
Allowance For Loan Losses, 5 Yr. CAGR %	32.08	37.8	43.6	47.45	39.57
Net Loans, 5 Yr. CAGR %	27.97	11.95	2.91	14.19	14.22
Non Performing Loans, 5 Yr. CAGR %	-	33.67	33.74	-	-
Non Performing Assets, 5 Yr. CAGR %	-	33.67	33.74	-	-
Total Assets, 5 Yr. CAGR %	17.06	12.11	8.42	12.44	14.09
Total Deposits, 5 Yr CAGR %	22.39	5.69	-4.36	19.62	8.53
Tangible Book Value, 5 Yr. CAGR %	17.31	15	14.42	14.13	16.36
Common Equity, 5 Yr. CAGR %	16.98	14.77	14.17	14.04	16.44
Total Equity, 5 Yr. CAGR %	16.25	13.25	11.51	14.1	16.52