Valuation: Harmoney Corp Limited

Market Cap 94.41M 54.48M 47.65M 43.95M 40.6M 77.03M 5.2B 78.32M 525M 206M 2.56B 205M 200M 8.8B P/E 2026 *
6.78x
P/E 2027 * 5.53x
Enterprise Value 88.57M 51.11M 44.7M 41.23M 38.08M 72.26M 4.87B 73.47M 493M 193M 2.4B 192M 188M 8.25B EV / Sales 2026 *
0.49x
EV / Sales 2027 * 0.42x
Free-Float
53.02%
Yield 2026 *
-
Yield 2027 * -
Current month-3.80%
1 month-6.46%
3 months-2.56%
6 months-14.12%
Current year-16.48%
1 week 0.76
Extreme 0.755
0.78
1 month 0.76
Extreme 0.755
0.85
Current year 0.63
Extreme 0.63
0.91
1 year 0.56
Extreme 0.56
1
3 years 0.34
Extreme 0.34
1
5 years 0.29
Extreme 0.29
2.46
10 years 0.29
Extreme 0.29
3.55
Manager TitleAgeSince
Chief Executive Officer - 30/10/2020
Director of Finance/CFO - 01/04/2014
Chief Tech/Sci/R&D Officer - 01/12/2014
Director TitleAgeSince
Director/Board Member - 01/08/2022
Chairman 73 30/08/2021
Director/Board Member - -
Date Insider Type Main position Quantity % Market Cap.
19/12Free

Chief Executive Officer

3,120,000 2.9984%
08/12Buy

Director

27,000 0.0259%
18/09/25Fiscal year

Chief Executive Officer

1,058,542 1.0382%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00%+29.91%+97.40% 54.48M
+1.66%-1.06%+9.32%+37.09% 66.38B
-1.17%-8.75%+5.19%+43.33% 40.72B
+1.11%+1.08%-5.02%+20.32% 32.03B
+1.14%-1.75%+56.22%+196.72% 25.77B
+1.22%-5.10%+2.59%+108.64% 24.37B
+0.86%+2.96%-11.42%+107.06% 24.09B
+3.68%+1.09%-25.73% - 16.75B
+0.88%+1.05%+18.08%+59.72% 16.16B
+1.33%+3.21% - - 15.94B
Average +1.07%-0.75%+8.79%+83.78% 26.23B
Weighted average by Cap. +1.05%-1.51%+7.18%+70.32%

Financials

2026 *2027 *
Net sales 180M 104M 90.96M 83.9M 77.49M 147M 9.92B 150M 1B 394M 4.89B 390M 382M 16.8B 201M 116M 102M 93.64M 86.48M 164M 11.07B 167M 1.12B 439M 5.45B 436M 426M 18.75B
Net income 11.47M 6.62M 5.79M 5.34M 4.93M 9.36M 631M 9.52M 63.82M 25.06M 311M 24.86M 24.32M 1.07B 14.5M 8.37M 7.32M 6.75M 6.24M 11.83M 798M 12.03M 80.68M 31.68M 393M 31.43M 30.74M 1.35B
Net Debt -5.85M -3.37M -2.95M -2.72M -2.51M -4.77M -322M -4.85M -32.52M -12.77M -158M -12.67M -12.39M -545M -10.88M -6.28M -5.49M -5.07M -4.68M -8.88M -599M -9.03M -60.55M -23.78M -295M -23.58M -23.07M -1.01B
Logo Harmoney Corp Limited
Harmoney Corp Limited is a New Zealand-based online direct personal lender. The Company provides secured and unsecured personal loans across Australia and New Zealand. The Company’s primary business is to originate, service, and invest in loans. The Company’s digital lending platform, Stellare, facilitates its personalized loan product with applications processed and loans funded within 24 hours of acceptance by the customer. Stellare applies a customer’s individual circumstances to its data-driven, machine-learning credit scorecard to deliver automated credit decisions and risk-based pricing. The Company offers various loans, including personal loans, debt consolidation, home improvements, wedding loans, car loans, holiday loans, education loans, medical expenses, and business loans. The Company operates through two geographical segments: Australia and New Zealand.
Employees
79
Date Price Change Volume
10/07/26 $0.7600 0.00% 19,210
09/07/26 $0.7600 0.00% 9,860
08/07/26 $0.7600 0.00% 36,298
06/07/26 $0.7600 0.00% 10,021
03/07/26 $0.7600 -3.18% 830
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.9161NZD
Average target price
2.307NZD
Spread / Average Target
+151.86%

Quarterly revenue - Rate of surprise