Valuation: Happen, Inc.

Market Cap 2.26B 1.95B 1.83B 1.67B 3.13B 216B 3.19B 21.48B 8.4B 108B 8.48B 8.3B 359B P/E 2026 *
10.8x
P/E 2027 * 8.27x
Enterprise Value 1.33B 1.15B 1.08B 984M 1.85B 127B 1.88B 12.67B 4.95B 63.81B 5B 4.89B 212B EV / Sales 2026 *
1.24x
EV / Sales 2027 * 1.07x
Free-Float
96.92%
Yield 2026 *
-
Yield 2027 * -
1 day-0.41%
1 week+1.03%
Current month+2.25%
1 month-2.44%
3 months+25.53%
6 months+25.53%
Current year+3.33%
1 week 19.16
Extreme 19.16
19.92
1 month 17.93
Extreme 17.93
21.25
Current year 13.05
Extreme 13.05
21.67
1 year 13.05
Extreme 13.05
21.67
3 years 4.73
Extreme 4.73
21.67
5 years 4.73
Extreme 4.73
49.21
10 years 4.32
Extreme 4.315
49.21
Manager TitleAgeSince
Chief Executive Officer 56 06/05/2016
Director of Finance/CFO 52 01/09/2022
Chief Operating Officer 48 -
Director TitleAgeSince
Director/Board Member 56 02/08/2016
Chairman 67 01/04/2026
Director/Board Member 61 18/09/2019
Date Insider Type Main position Quantity % Market Cap.
10/8/26 Sell

Chief Financial Officer

-13,929 0.0121%
5/8/26 Sell

Chief Executive Officer

-28,750 0.0249%
15/7/26 Sell

Chief Executive Officer

-28,750 0.0249%
Change 5-day change 1-year change 3-year change Capi.($)
-0.41%+1.03%+26.26%+174.09% 2.26B
-0.35%+0.83%+26.18%+54.89% 70.68B
-1.86%+7.58%-20.35%+35.54% 41.8B
-0.82%-0.03%+4.32%+35.51% 33.58B
-0.35%+0.82%+82.11%+210.43% 27.66B
+1.15%+3.07%+13.30%+141.94% 26.36B
-0.73%-0.46%-23.03%+118.58% 23.62B
-2.56%-3.02%-23.93% - 17.2B
-0.77%+1.87%+30.58%+83.66% 17.01B
+0.12%-1.65% - - 16.06B
Average -0.66%+0.07%+12.83%+106.83% 27.62B
Weighted average by Cap. -0.66%+0.24%+13.03%+85.35%

Financials

2026 *2027 *
Net sales 1.07B 927M 871M 792M 1.49B 103B 1.51B 10.2B 3.99B 51.37B 4.03B 3.94B 171B 1.26B 1.08B 1.02B 927M 1.74B 120B 1.77B 11.94B 4.67B 60.11B 4.71B 4.61B 200B
Net income 214M 185M 173M 158M 297M 20.43B 301M 2.03B 794M 10.23B 802M 785M 34B 280M 242M 227M 207M 389M 26.77B 395M 2.66B 1.04B 13.41B 1.05B 1.03B 44.55B
Net Debt -926M -800M -751M -683M -1.28B -88.54B -1.31B -8.81B -3.44B -44.34B -3.48B -3.4B -147B -921M -796M -748M -680M -1.28B -88.11B -1.3B -8.76B -3.43B -44.12B -3.46B -3.38B -147B
Logo Happen, Inc.
Happen, Inc., formerly LendingClub Corporation, owns and operates Happen Bank, National Association (the Bank). The Bank is a digital bank and provides borrowing, banking, business, and investing services. Its banking services include personal banking which provides levelup checking, levelup savings, and certificate of deposit. Its business includes financing solutions and business loans. Its financing solutions include health and wellness, home improvement, and retail services. Its business loans include small business loans and SBA loans. Its borrowing services include personal loans, auto refinance, and pay for a large expense. Its personal loans include pay off credit cards, consolidate debt, and cash loans. Its pay for a large expense includes health and wellness and retail services. Its investing service includes institutional investing. The retail services include tutoring services, auto repair, and retail.
Employees
1,075
Date Price Change Volume
14/08/26 USD 19.57 -0.41% 853,714
13/08/26 USD 19.65 +0.82% 1,015,546
12/08/26 USD 19.49 +1.35% 1,245,648
11/08/26 USD 19.23 -1.08% 598,942
10/08/26 USD 19.44 +0.36% 926,843
Trader
Investor
Global
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
9
Last Close Price
19.57USD
Average target price
24.78USD
Spread / Average Target
+26.61%

Quarterly revenue - Rate of surprise

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