Sales 2026 by Business Segment

Sales 2026 by Geography

Historical Breakdown of Revenue by Business Segments

EBT: Breakdown by Business Segment

Breakdown by Business Segment (INR)
Fiscal Period: March 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

Personal Credit Agencies

          

Vehicle Finance

35.73B 39.85B 47.81B 56.92B 66B

Total Assets

522B 667B 845B 1,012B 1,196B

Interest Expense

-32.02B -38.7B -54.26B -67.23B -76.14B

CAPEX

- - - - -

EBT

19.99B 22.43B 25.23B 28.24B 31.45B

D&A

810M 884M 1.35B 1.47B 1.52B

Mortgage Bankers and Loan Correspondents

          

Loan against Property

5.97B 9.86B 13.72B 20.42B 29.77B

Total Assets

156B 205B 290B 389B 458B

Interest Expense

-9.07B -11.34B -17.22B -24.7B -28.68B

EBT

4.09B 7.29B 9.23B 13.96B 21.59B

D&A

98.2M 135M 219M 336M 419M

Home Loans

2.94B 4.83B 9.04B 12.86B 15.21B

Total Assets

47.42B 80.18B 130B 181B 224B

Interest Expense

-2.62B -3.95B -7.7B -11.52B -14.56B

EBT

1.89B 2.96B 4.7B 6.93B 8.57B

D&A

53.6M 86M 175M 253M 300M

Credit Agencies

          

Others

1.31B 4.86B 12.33B 15.15B 16.92B

Total Assets

17.57B 96.33B 180B 239B 302B

Interest Expense

-382M -3.48B -10.56B -16.24B -18.68B

CAPEX

- - - - -

EBT

-242M 628M 4B 5.82B 5.31B

D&A

44.8M 106M 237M 393M 600M

Unallocated

3.67B 3.46B 3.02B 3.22B 3.63B

Total Assets

82.22B 87.8B 121B 197B 275B

Interest Expense

1.12B - -2.56B -5.25B -5.79B

EBT

3.34B 2.84B 2.89B 2.45B 2.81B

D&A

- 300K 1.3M 1.5M 2M

Eliminations

- - - - -

Geographical Revenue Distribution History

Geographical breakdown of sales (INR)
Fiscal Period: March 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026

India

49.82B 63.01B 86.09B 109B 132B

Total Assets

825B 1,136B 1,567B 2,019B 2,454B

Interest Expense

-42.79B -57.33B -92.13B -125B -144B

Income Tax Expense

7.49B 9.38B 11.95B 14.81B 17.44B

D&A

861M 1.09B 1.79B 2.28B 2.65B

CAPEX

-959M -1.89B -10.76B -2B -2.65B

Net Income

21.54B 26.65B 34.2B 42.63B 52.33B

EBT

29.08B 36.15B 46.05B 57.41B 69.73B