Valuation: Bread Financial Holdings, Inc.

Market Cap 3.87B 3.47B 3.17B 2.89B 5.45B 363B 5.62B 38.19B 15.23B 194B 14.51B 14.2B 612B P/E 2026 *
7.83x
P/E 2027 * 7.26x
Enterprise Value 3.87B 3.47B 3.17B 2.89B 5.45B 363B 5.62B 38.19B 15.23B 194B 14.51B 14.2B 612B EV / Sales 2026 *
0.96x
EV / Sales 2027 * 0.93x
Free-Float
98.49%
Yield 2026 *
0.92%
Yield 2027 * 0.96%
1 day-0.72%
1 week-1.53%
Current month-1.53%
1 month+4.12%
3 months-7.39%
6 months+15.32%
Current year+37.55%
1 week 99.01
Extreme 99.01
110.56
1 month 96.82
Extreme 96.82
110.56
Current year 67.78
Extreme 67.78
114.53
1 year 59.26
Extreme 59.26
114.53
3 years 26.27
Extreme 26.27
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
29/5/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
-0.72%-1.53%+59.46%+246.24% 3.87B
-1.22%+0.59%-12.23%+109.81% 215B
-0.97%-1.45%-6.92%+91.44% 121B
+1.66%+15.83%+4.40%+43.84% 71.95B
+1.62%+17.66%-3.52%+84.79% 42.74B
+1.62%+11.82%-9.62%+19.20% 31.71B
-0.40%+16.36%+21.17%+140.98% 24.03B
-0.45%-2.14%+0.26%+149.88% 22.96B
+1.06%-3.28%-40.32%+116.42% 21.04B
+0.69%+13.06%-22.44%+6.47% 16.24B
Average +0.21%+5.89%-0.98%+100.91% 57.12B
Weighted average by Cap. -0.26%+4.10%-7.14%+91.84%

Financials

2026 *2027 *
Net sales 4.02B 3.61B 3.3B 3.01B 5.67B 378B 5.85B 39.76B 15.85B 202B 15.11B 14.78B 637B 4.15B 3.73B 3.41B 3.11B 5.86B 391B 6.04B 41.05B 16.37B 208B 15.59B 15.26B 658B
Net income 530M 475M 434M 396M 747M 49.81B 771M 5.23B 2.09B 26.58B 1.99B 1.95B 83.9B 525M 471M 430M 393M 740M 49.34B 763M 5.19B 2.07B 26.33B 1.97B 1.93B 83.11B
Net Debt - -
Projected Income Statement - Annual - Bread Financial Holdings, Inc.
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
06/11/26 USD 101.83 -0.72% 563,412
05/11/26 USD 102.57 -2.16% 692,448
04/11/26 USD 104.83 -1.35% 1,082,666
03/11/26 USD 106.26 -0.84% 463,671
02/11/26 USD 107.16 +3.63% 586,272
Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
MarketScreener Ratings - Bread Financial Holdings, Inc.
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
101.83USD
Average target price
114.81USD
Spread / Average Target
+12.75%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Bread Financial Holdings, Inc.