Valuation : Bread Financial Holdings, Inc.

Market Cap 4.09B 3.53B 3.32B 3.03B 5.66B 386B 5.7B 39.36B 15.28B 198B 15.36B 15.03B 649B P/E 2026 *
8.82x
P/E 2027 * 7.92x
Enterprise Value 4.09B 3.53B 3.32B 3.03B 5.66B 386B 5.7B 39.36B 15.28B 198B 15.36B 15.03B 649B EV / Sales 2026 *
1.02x
EV / Sales 2027 * 0.99x
Free-Float
98.59%
Yield 2026 *
0.87%
Yield 2027 * 0.9%
1 day+1.47%
1 week-0.12%
Current month+3.28%
1 month-2.62%
3 months+22.11%
6 months+48.36%
Current year+45.75%
1 week 100.77
Extreme 100.77
109.13
1 month 100.77
Extreme 100.77
114.53
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
29/5/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
+1.47%-0.12%+63.81%+191.07% 4.09B
+0.19%-2.68%+18.63%+44.24% 69.5B
+4.02%-2.28%-22.18%+35.89% 38.4B
+0.11%-0.94%+1.32%+31.92% 33.68B
+0.21%-4.81%+78.96%+176.84% 26.08B
+1.43%-0.60%+5.25%+149.84% 25.51B
+2.10%-5.11%-25.68%+108.00% 23.04B
+0.45%-1.70%-24.01%-3.37% 16.56B
-0.84%-1.59% - - 16.28B
+2.09%-1.17%+29.04%+68.35% 16.45B
Average +1.12%-2.75%+13.90%+89.20% 26.96B
Weighted average by Cap. +1.10%-2.81%+9.59%+72.24%

Financials

2026 *2027 *
Net sales 4B 3.45B 3.25B 2.96B 5.53B 378B 5.57B 38.45B 14.92B 193B 15.01B 14.68B 634B 4.15B 3.58B 3.37B 3.07B 5.75B 392B 5.79B 39.94B 15.5B 200B 15.59B 15.25B 659B
Net income 491M 423M 399M 363M 679M 46.34B 684M 4.72B 1.83B 23.69B 1.84B 1.8B 77.83B 495M 427M 402M 367M 685M 46.77B 690M 4.76B 1.85B 23.91B 1.86B 1.82B 78.55B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
04/09/26 USD 107.93 +1.36% 38,754
02/09/26 USD 106.48 +4.34% 427,159
01/09/26 USD 102.05 -2.32% 457,199
31/08/26 USD 104.47 -1.20% 538,238
28/08/26 USD 105.74 -2.12% 476,691
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
106.48USD
Average target price
115.44USD
Spread / Average Target
+8.41%

Quarterly revenue - Rate of surprise