Valuation : Bread Financial Holdings, Inc.

Market Cap 4.06B 3.5B 3.28B 3B 5.64B 388B 5.66B 38.94B 15.19B 196B 15.25B 14.92B 650B P/E 2026 *
8.76x
P/E 2027 * 7.87x
Enterprise Value 4.06B 3.5B 3.28B 3B 5.64B 388B 5.66B 38.94B 15.19B 196B 15.25B 14.92B 650B EV / Sales 2026 *
1.02x
EV / Sales 2027 * 0.98x
Free-Float
98.59%
Yield 2026 *
0.87%
Yield 2027 * 0.91%
1 day-2.12%
1 week-0.16%
Current month-2.16%
1 month-1.89%
3 months+19.53%
6 months+49.22%
Current year+42.83%
1 week 104.88
Extreme 104.88
109.13
1 month 102.02
Extreme 102.02
114.53
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
29/5/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
-2.12%-0.16%+58.55%+184.32% 4.06B
-0.29%-1.38%+23.16%+49.25% 70.26B
-3.30%-1.15%-23.03%+31.90% 38.99B
-0.45%-1.50%+4.40%+33.48% 33.49B
-1.67%-4.45%+89.49%+190.62% 26.68B
-2.35%-1.79%+1.92%+144.06% 25.4B
-5.84%-4.49%-30.65%+119.44% 23.33B
-1.60%-0.54%+28.48%+69.19% 16.53B
-0.08%+2.92% - - 16.58B
+0.13%-2.30%-23.12%+12.91% 16.47B
Average -0.85%-1.22%+14.36%+92.80% 27.18B
Weighted average by Cap. -0.61%-1.21%+11.46%+76.25%

Financials

2026 *2027 *
Net sales 4B 3.44B 3.23B 2.95B 5.55B 382B 5.57B 38.31B 14.95B 193B 15B 14.68B 639B 4.15B 3.58B 3.35B 3.06B 5.77B 397B 5.79B 39.79B 15.52B 200B 15.59B 15.25B 664B
Net income 491M 423M 396M 362M 682M 46.89B 684M 4.7B 1.83B 23.67B 1.84B 1.8B 78.48B 495M 427M 400M 365M 688M 47.32B 690M 4.75B 1.85B 23.89B 1.86B 1.82B 79.2B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
28/08/26 USD 105.74 -2.12% 476,691
27/08/26 USD 108.03 +0.44% 205,604
26/08/26 USD 107.56 -0.07% 353,548
25/08/26 USD 107.63 +2.32% 299,906
24/08/26 USD 105.19 -0.68% 285,950
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
105.74USD
Average target price
115.44USD
Spread / Average Target
+9.17%

Quarterly revenue - Rate of surprise