Valuation: Bread Financial Holdings, Inc.

Market Cap 4.15B 3.61B 3.36B 3.08B 5.82B 396B 5.91B 39.6B 15.54B 197B 15.59B 15.25B 662B P/E 2026 *
8.95x
P/E 2027 * 8.07x
Enterprise Value 4.15B 3.61B 3.36B 3.08B 5.82B 396B 5.91B 39.6B 15.54B 197B 15.59B 15.25B 662B EV / Sales 2026 *
1.04x
EV / Sales 2027 * 1x
Free-Float
98.59%
Yield 2026 *
0.86%
Yield 2027 * 0.88%
1 day-2.31%
1 week+3.60%
1 month+2.56%
3 months+26.63%
6 months+48.98%
Current year+45.98%
1 week 104.66
Extreme 104.66
111.12
1 month 91.13
Extreme 91.13
111.12
Current year 67.78
Extreme 67.78
111.12
1 year 53.83
Extreme 53.83
111.12
3 years 26.08
Extreme 26.08
111.12
5 years 23.19
Extreme 23.19
111.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
19/2/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
-2.31%+3.60%+87.75%+166.51% 4.15B
+8.32%+12.68%+30.33%+56.98% 74.33B
-2.71%-1.15%-22.01%+21.01% 36.5B
+6.27%+8.12%+5.89%+29.05% 33.98B
+1.93%+4.16%+70.43%+182.33% 25.8B
-1.79%+3.96%+12.23%+118.29% 24.66B
-0.97%-0.91%-23.17%+57.58% 21.04B
+3.85%+9.27%-22.17% - 17.74B
+4.31%+7.19%+30.05%+63.61% 16.55B
+1.25%+6.87% - - 16.14B
Average +1.82%+4.67%+18.81%+86.92% 27.09B
Weighted average by Cap. +3.20%+5.29%+14.72%+69.90%

Financials

2026 *2027 *
Net sales 4B 3.48B 3.23B 2.97B 5.61B 382B 5.69B 38.13B 14.96B 190B 15.01B 14.68B 637B 4.14B 3.6B 3.35B 3.08B 5.81B 395B 5.9B 39.51B 15.51B 197B 15.56B 15.22B 660B
Net income 491M 427M 398M 365M 689M 46.9B 700M 4.69B 1.84B 23.35B 1.85B 1.8B 78.29B 493M 428M 399M 366M 691M 47.03B 702M 4.7B 1.84B 23.42B 1.85B 1.81B 78.52B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
31/07/26 USD 108.07 -2.31% 561,279
30/07/26 USD 110.62 +3.39% 709,537
29/07/26 USD 106.99 -0.73% 723,186
28/07/26 USD 107.78 +1.57% 675,898
27/07/26 USD 106.11 +1.73% 1,160,333
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
108.07USD
Average target price
113.07USD
Spread / Average Target
+4.62%

Quarterly revenue - Rate of surprise