Valuation: Bread Financial Holdings, Inc.

Market Cap 4.17B 3.61B 3.37B 3.08B 5.8B 397B 5.9B 39.52B 15.51B 199B 15.64B 15.3B 662B P/E 2026 *
8.98x
P/E 2027 * 8.07x
Enterprise Value 4.17B 3.61B 3.37B 3.08B 5.8B 397B 5.9B 39.52B 15.51B 199B 15.64B 15.3B 662B EV / Sales 2026 *
1.04x
EV / Sales 2027 * 1x
Free-Float
98.59%
Yield 2026 *
0.85%
Yield 2027 * 0.88%
1 day+0.08%
1 week-2.16%
Current month+0.31%
1 month+12.34%
3 months+24.12%
6 months+40.59%
Current year+46.44%
1 week 107.24
Extreme 107.2374
114.12
1 month 94.84
Extreme 94.84
114.12
Current year 67.78
Extreme 67.78
114.12
1 year 53.83
Extreme 53.83
114.12
3 years 26.08
Extreme 26.08
114.12
5 years 23.19
Extreme 23.19
114.12
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
19/2/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
+0.08%-2.16%+86.21%+166.23% 4.17B
+2.24%-4.41%+25.66%+54.29% 71.86B
+0.29%+0.58%-18.14%+16.61% 38.96B
-0.02%-4.01%+5.09%+34.35% 33.88B
-0.27%+4.38%+82.56%+212.03% 27.9B
-0.51%+0.45%+12.62%+127.30% 25.44B
-1.41%+0.50%-18.01%+107.80% 23.4B
-1.09%-3.42%-20.91% - 17.59B
-0.65%+1.70%+28.12%+82.53% 17.16B
-0.66%+0.85% - - 16.26B
Average -0.16%+528.95%+20.35%+100.14% 27.66B
Weighted average by Cap. +0.27%+493.96%+15.31%+80.31%

Financials

2026 *2027 *
Net sales 4B 3.46B 3.23B 2.96B 5.57B 381B 5.66B 37.92B 14.88B 191B 15.01B 14.68B 635B 4.15B 3.59B 3.36B 3.07B 5.78B 396B 5.88B 39.39B 15.46B 198B 15.59B 15.25B 660B
Net income 491M 425M 397M 363M 684M 46.78B 694M 4.65B 1.83B 23.4B 1.84B 1.8B 77.95B 495M 428M 401M 366M 690M 47.21B 701M 4.7B 1.84B 23.62B 1.86B 1.82B 78.66B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
10/08/26 USD 108.41 +0.08% 253,783
07/08/26 USD 108.32 -1.48% 285,013
06/08/26 USD 109.95 -2.13% 294,491
05/08/26 USD 112.34 -0.10% 310,450
04/08/26 USD 112.45 +1.49% 550,053
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
108.41USD
Average target price
113.53USD
Spread / Average Target
+4.73%

Quarterly revenue - Rate of surprise