Valuation: Bread Financial Holdings, Inc.

Market Cap 4.07B 3.49B 3.26B 2.98B 5.63B 390B 5.69B 38.6B 15.01B 196B 15.28B 14.95B 647B P/E 2026 *
8.78x
P/E 2027 * 7.88x
Enterprise Value 4.07B 3.49B 3.26B 2.98B 5.63B 390B 5.69B 38.6B 15.01B 196B 15.28B 14.95B 647B EV / Sales 2026 *
1.02x
EV / Sales 2027 * 0.98x
Free-Float
98.59%
Yield 2026 *
0.87%
Yield 2027 * 0.9%
1 day-0.23%
1 week-4.85%
Current month-2.05%
1 month+1.48%
3 months+19.59%
6 months+47.92%
Current year+42.98%
1 week 102.02
Extreme 102.02
112.09
1 month 102.02
Extreme 102.02
114.53
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap.
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
19/2/26 Don

Chairman

1,351 0.0030%
Change 5-day change 1-year change 3-year change Capi.($)
-0.21%-4.85%+68.42%+184.08% 4.07B
-1.64%-0.92%+20.40%+51.34% 71.16B
+0.22%-2.92%-24.85%+36.40% 39.44B
-1.52%-0.33%+1.82%+36.16% 33.96B
-1.29%-0.41%+81.74%+202.16% 27.89B
+0.15%-1.14%+7.88%+149.86% 25.86B
-2.67%+0.90%-29.35%+127.52% 24.42B
-0.82%-2.83%-24.52%+7.72% 16.84B
-0.09%-2.45%+21.89%+70.96% 16.6B
-0.16%+0.07% - - 16.09B
Average -0.81%-1.38%+13.71%+96.24% 27.63B
Weighted average by Cap. -1.00%-1.16%+9.72%+80.70%

Financials

2026 *2027 *
Net sales 4B 3.42B 3.2B 2.93B 5.53B 383B 5.59B 37.91B 14.74B 192B 15B 14.68B 636B 4.15B 3.56B 3.33B 3.04B 5.74B 397B 5.8B 39.38B 15.31B 200B 15.59B 15.25B 660B
Net income 491M 420M 393M 360M 679M 46.97B 686M 4.65B 1.81B 23.59B 1.84B 1.8B 78.04B 495M 424M 397M 363M 685M 47.41B 692M 4.7B 1.83B 23.81B 1.86B 1.82B 78.76B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
25/08/26 USD 105.84 -0.07% 87,606
21/08/26 USD 105.91 +2.65% 432,092
20/08/26 USD 103.18 -4.91% 927,122
19/08/26 USD 108.51 -2.33% 390,398
18/08/26 USD 111.10 -0.13% 374,708
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
105.91USD
Average target price
114.47USD
Spread / Average Target
+8.08%

Quarterly revenue - Rate of surprise