Valuation: Beforepay Group Limited

Market Cap 66.48M 46.24M 40.45M 37.31M 34.46M 65.38M 4.41B 446M 175M 2.17B 174M 170M 7.47B P/E 2026 *
9.14x
P/E 2027 * 7.35x
Enterprise Value 87.01M 60.52M 52.94M 48.83M 45.1M 85.57M 5.77B 583M 229M 2.84B 227M 222M 9.78B EV / Sales 2026 *
1.8x
EV / Sales 2027 * 1.58x
Free-Float
75.83%
Yield 2026 *
-
Yield 2027 * -
1 day+2.30%
1 week+11.25%
Current month+5.12%
1 month+6.80%
3 months-6.32%
6 months-44.83%
Current year-45.95%
1 week 1.2
Extreme 1.2
1.34
1 month 1.18
Extreme 1.18
1.41
Current year 1.18
Extreme 1.18
2.59
1 year 1.18
Extreme 1.18
2.77
3 years 0.36
Extreme 0.365
2.77
5 years 0.22
Extreme 0.215
2.77
10 years 0.22
Extreme 0.215
2.77
Manager TitleAgeSince
Chief Executive Officer - 24/05/2021
Director of Finance/CFO - 11/08/2025
Chief Tech/Sci/R&D Officer - 01/03/2024
Director TitleAgeSince
Director/Board Member - 16/11/2020
Chairman 59 05/07/2021
Director/Board Member - 05/06/2019
Date Insider Type Main position Quantity % Market Cap.
08/12Sell

Chairman

40,000 0.0803%
30/09/25Sell

Director

248,898 0.5161%
30/09/25Sell

Director

248,898 0.5161%
Change 5-day change 1-year change 3-year change Capi.($)
+2.30%+11.25%-20.54%+167.00% 46.24M
+0.19%-1.38%-23.49%+15.83% 2,861B
-1.74%-1.94%-10.77%+668.89% 304B
-8.80%+3.47%+276.55%+891.92% 130B
-0.46%+2.96%+19.83%+65.68% 106B
-4.26%-1.08%+87.48%+145.32% 91.67B
+0.48%+1.91%-20.34%+1.55% 85.3B
+1.86%+7.59%-25.04%+88.02% 68.07B
-1.18%-4.62%+3.97%+61.33% 45.15B
-1.91%-0.11%-47.63%+26.83% 39.63B
Average -1.35%+1.84%+24.00%+213.24% 373.02B
Weighted average by Cap. -0.41%-0.93%-7.94%+105.77%

Financials

2026 *2027 *
Net sales 48.43M 33.68M 29.46M 27.18M 25.1M 47.63M 3.21B 325M 128M 1.58B 126M 124M 5.44B 54.31M 37.78M 33.04M 30.48M 28.15M 53.41M 3.6B 364M 143M 1.77B 142M 139M 6.1B
Net income 7.22M 5.02M 4.39M 4.05M 3.74M 7.1M 479M 48.38M 19M 236M 18.84M 18.43M 811M 9.52M 6.62M 5.79M 5.34M 4.93M 9.36M 632M 63.84M 25.07M 311M 24.86M 24.32M 1.07B
Net Debt 20.53M 14.28M 12.49M 11.52M 10.64M 20.19M 1.36B 138M 54.06M 671M 53.62M 52.45M 2.31B 19.34M 13.45M 11.76M 10.85M 10.02M 19.02M 1.28B 130M 50.91M 632M 50.5M 49.4M 2.17B
Logo Beforepay Group Limited
Beforepay Group Limited is an Australia-based lending fintech company. The Company is engaged in providing finance to its customers by way of pay on demand advances. Its flagship pay advance product is a way for customers to access a portion of their pay, on demand, for a single fixed fee to help them through short-term cash-flow challenges. Its solutions provide its customers with in-app budgeting tools, spending insights dashboard and educational content, and the ability to make informed fiscal decisions. Its Carrington Labs, which builds artificial intelligence risk models and loan management technologies, that supports financial institutions with informed and inclusive lending decisions while also improving operational efficiency. Its subsidiaries include Beforepay Finance Pty Ltd, Beforepay Ops Pty Limited, Beforepay IP Pty Ltd, BPG Credit Pty Ltd, Beforepay US, Inc., and Beforepay Ops US LLC.
Employees
43
Date Price Change Volume
10/07/26 $1.335 +2.30% 20,823
09/07/26 $1.305 +0.38% 1,500
08/07/26 $1.300 +2.77% 25,174
07/07/26 $1.265 +4.55% 5,000
06/07/26 $1.210 +0.83% 23,452
Trader
-
Investor
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
1.335AUD
Average target price
2.700AUD
Spread / Average Target
+102.25%

Annual profits - Rate of surprise