Carma limited is an Australia-based technology-led, full-stack digital platform for buying and selling used vehicles in Australia. Its operations include consumer sourcing, inspection and in-house reconditioning, Artificial Intelligence (AI)-powered pricing, online retail, dealer-only wholesale auctions, financing and delivery. Its full-stack digital used car platform sources vehicles directly from consumers and other channels, inspects and reconditions vehicles in-house to a defined standard before listing. It sells retail-quality vehicles through a digital marketplace with integrated finance, warranties and logistics for delivery and collection, and disposes of non-retail stock through a dealer-only wholesale auction channel.